Attorneys like those at the Law Firm of Ronald D. Weiss, P.C. are able to engage in negotiations with banks, mortgage holders, credit cards, car financing companies, landlords and other creditors. Because of the firm's experience with creditor negotiations and specific expertise with matters that pertain to debtor-creditor relations, your chances of negotiating is enhanced.

The Law Firm of Ronald D. Weiss, P.C. can write and call the creditors and persist in trying to get a resolution to your advantage. Upon a resolution, we will enter into a stipulation of settlement with the creditor and require that other documents be prepared that show that the matter has settled. We are committed to seeing you through the entire process.

If you think you need to speak with a modification attorney, be sure to visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation.

It is expected that the increase in 2012 will come as a result of “leftover” foreclosure filings from 2011. The time to complete the foreclosure process has increased 24 percent since the third quarter of 2010 when concerns about fraudulent documentation appeared in some markets, according to Fox Business. Fox Business also reports that there are precautions that homeowners can take to prevent the possibility of a foreclosure. Property owners with equity in their mortgages may be eligible to refinance their home loans and lower their payments. Additionally, lender and government mortgage programs may be able to assist those with negative equity.

It's advisable to consult with an attorney to discuss the options listed above and choose a path that is most appropriate. If you are based in Suffolk County and are facing foreclosure, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation. You can also call 631.479.2455.

There are foreclosure avoidance options out there since our current Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The key is to work with a professional foreclosure defense lawyer to work through the details and make sure you choose the path that is right for you.

Foreclosure defense allows homeowners to assert their rights and oppose a foreclosure proceeding by engaging in litigation defense strategies. Legal defenses can delay the foreclosure proceeding and allow more time to explore alternative solutions, and potentially threaten the dismissal of the foreclosure action. Many times, our firm can identify possible issues that would create a strong defense and threaten the dismissal of the foreclosure action. Take action now to ensure a happy and stress-free new year.

If you are a Long Island resident and in need of foreclosure defense, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation.

"Despite a seasonal slowdown similar to what we've seen in each of the past four years, November's numbers suggest a new set of incoming foreclosure waves, many of which may roll into the market as REOs or short sales sometime early next year," said James Saccacio, co-founder of RealtyTrac.

Notices of default (NOD) are a good barometer of what to expect in the foreclosure market, or an early warning sign that a homeowner is in trouble. In November, RealtyTrac reported 71,730 NODs, down eight percent from October and down nine percent from November 2010, which is encouraging news.

Foreclosure auctions were scheduled on 96,540 U.S. properties in November, up 13 percent from October, but still down 17 percent from November 2010. Scheduled foreclosure auctions increased drastically on a monthly basis in several states, including California (up 63 percent), Washington (up 56 percent), Ohio (up 53 percent), New Jersey (up 44 percent), and New York (up 38 percent). What this means is that we should soon expect to see a rise in foreclosures as a back log from August is worked through.

If you are based in Long Island and are struggling to pay your mortgage, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation. You can also call 631.479.2455.

Historically, Long Island has been known as one of the most delinquent parts of New York state. Despite the hopeful progression toward a more stable market, some Long Islanders still find themselves in a desperate situation, especially this time of year when expenses are at an all-time-high. If you?re based in Long Island and are seeking foreclosure defense, consider speaking with a professional at the Law Firm of Ronald D. Weiss, P.C. that has been helping foreclosure victims in Long Island for years.

Foreclosure defense allows homeowners to assert their rights and oppose a foreclosure proceeding by engaging in litigation defense strategies. Our law firm can assist you right from the start by answering the initial summons and complaint. Considering that 20-30 days from the date of service an answer and/or motion to dismiss is due, it is imperative to file a timely response. That?s just one of the many steps throughout the process that our law firm can assist with.

If you are a Long Island resident and in need of foreclosure defense, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation.

If you are facing foreclosure, a few options that you should consider discussing with an attorney are:

• File bankruptcy (this will stop foreclosure proceedings immediately until the bankruptcy process is completed and may allow you to keep your home after its complete, depending on your individual situation).
• Work with your mortgage lender to modify your monthly payment and/or interest.
• Negotiate with your lender to lower the principle on your loan.
• Work with the mortgage holder to determine if the home could be sold via a short sale.

If your bank agrees to this, the bank will accept a sales price of less than your loan amount.

The strategies listed above are best employed under the guidance of a professional. The law firm of Ronald D. Weiss, P.C. has been helping foreclosure victims for years.

If you are based in or near Nassau County and are within the foreclosure process, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation. You can also call 631.479.2455. We look forward to serving you this holiday season.

While filing for bankruptcy may make sense for some, others prefer non-bankruptcy options such as debt relief and consolidation. The first and most important step that must be taken to determine whether bankruptcy makes sense, is to hire a professional legal advisor that is well versed in the world of bankruptcy. There are law firms that specialize in bankruptcy filings – firms such as the Law Offices of Ronald D. Weiss, P.C. that have years of experience dedicated to bankruptcy law.

Another important consideration is that there are different levels of bankruptcy. You will want to review the differences between Chapter 7, Chapter 11 and Chapter 13 with your legal advisor. If you and your legal advisor determine that bankruptcy is not the right option for you, they can recommend a qualified and reputable debt relief agency that can help you get back on track.

The Law Offices of Ronald D. Weiss, P.C. have been serving the needs of the residents of Suffolk County for nearly 20 years. Please call us at 631.479.2455 to discuss your financial situation and alternatives to filing for bankruptcy. We offer free initial consultations and evening appointments.

If you are being threatened by foreclosure, do not let this happen to you. You?ve worked hard to make your house a home and don?t want to see it foreclosed upon and sold for a small percentage of what it?s worth. Act now in order to rescue your home from the foreclosure process.

Refinancing may be an option, though should be thoughtfully discussed with an attorney before taking any action. In appropriate situations, such as in conjunction with the filing of a Chapter 13 case, it may be possible to consider the benefits of refinancing. The Law Firm of Ronald D. Weiss, P.C. can explore this option with you, discuss how to rebuild your credit to obtain such a loan and recommend financial professionals who specialize in refinancing under these circumstances.

Because this strategy is often cumbersome, it?s best to be pursued along with other foreclosure defense options and under the consultation of a professional. If you are based in Long Island, New York City or Westchester County and are within the foreclosure process, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation. We also offer evening appointments for your convenience.

According to Housing Predictor, heavy rain and flooding in more than a half dozen states, such as New York, is expected to bring upwards of a million home insurance claims. But many homeowners will soon learn that flooding damage left in the storm’s wake won't be covered by their standard insurance policies.

Additionally, homeowners in the foreclosure process will too discover that it’s nearly impossible to be reimbursed for insurance claims for property damage. Long Island residents in this situation should immediately be in touch with a Foreclosure Defense Attorney. Foreclosure Defense Attorneys such as Ronald D. Weiss, P.C. are certified and trained to handle these situations.

If you are based in Long Island, New York City or Westchester County and are within the foreclosure process and have been affected by Hurricane Irene, visit or call the Law Offices of Ronald D. Weiss, P.C. for a free initial consultation.

According to the Huffington Post, people on average carry around $44,000 in debt – mortgages, credit cards, auto loans and other consumer debt. That's a far bigger load than in the early 1980s, when unemployment topped 10 percent. In 1982, per capita debt totaled about $14,000 in today's dollars. Despite this, Americans are trying hard to save money and pay off debt in order to shed the stress that’s associated with not being able to keep up with finances.

Debt stress is not only relegated to the unemployed. With cost of living expenses skyrocketing and payroll hours and salaries being drastically reduced, it’s even difficult for those that are employed to keep up, let alone get ahead.

Attorney Ronald D. Weiss, P.C. understands this. Our Law Office is poised to consult and represent individuals and businesses located on Long Island, New York City and Westchester in bankruptcy proceedings under all Chapters of the Bankruptcy Code. We even offer free initial consultations so that your legal options are clearly outlined.

Let us help you rid yourself of the stress. Contact the Law Offices of Ronald D. Weiss, P.C.