• Bankruptcy Solutions
• Foreclosure Solutions
• Modification & Negotiation
• Credit Card Debt Relief

This page will discuss the organization of this website. We engage in this discussion partially to help navigate the site and partially to show the beautiful intricacy and depth of the website construction. The large amount of information on this website needed to be arranged in a “user friendly” manner with banners, headings, graphics and videos. The website is divided into the Sections and Subsections that follow certain patterns in order to organize a large amount of information about the following: our services, our office, our biannual essay contest scholarship, how to contact our office and content regarding our areas of practice. Below is an explanation of the site, its themes, approach and structure.

• Theme and Approach of the Website
• Dedication of the Website
• Overview as to All of Our Services
• Information About Our Office and Branch Office Locations
• Contact with Our Office
• Presentation of Content About Our Areas of Practice
• Scholarship
• Graphics
• Conclusion

Theme and Approach of the Website –

The theme of the web site is CREATIVE LEGAL SOLUTIONS TO DEBT CHALLENGES. The approach of the web site to convey this theme is a combination of:

1) Content – Original content that is informative, detailed but colorful, that connects the law and strategy of debt solutions in a manner that makes it innovative, exciting and brings the area to life. The content, which rich, is well organized and updated. The goal of the content is to EXPLAIN IN A USER-FRIENDLY, PLAIN-LANGUAGE BUT DYNAMIC AND CLEVER MANNER, complex, multi-faceted areas that intersect, overlap allow for many options as to debt solutions.

2) Illustrations -The larger banner style illustrations are found in a slide show on the HOME page and on the tops of all the major section pages. Smaller illustrative icons are placed before many of the paragraphs to add charm and context to the content. The approach of the illustrations is to show a COLLABORATIVE, ENERGETIC, AND THOUGHTFUL TEAM APPROACH.

Dedication of the Website –

The site was rewritten and reworked during the Covid-19 Pandemic when human interaction was minimized, the spirit of people was deflated and everything seemed dark, depressed and cold. It was during this dismal time that many of our legal services had a lower demand and it became much more challenging to survive as a law office. My office survived because as a team we stuck together, adapted, toughened and had faith that things would improve. We endured together and climbed out of some difficult times. This positive, creative and informative website was recreated during very challenging times when values, people and organizations were tested to their core. As a law firm we also were tested during this time and we came out stronger…. as much better attorneys and legal staff …..but more importantly as much better human beings.

I DEDICATE THIS WEB SITE TO MY STAFF… who are like my SECOND FAMILY….loyal, dedicated, hard working and brilliant. THANK YOU GANG… You are the Best….I really appreciate your spirit, camaraderie, energy and talent. I admire your patience and perseverance. I admire your kindness, your sympathy and your understanding of the unfortunate. You never faltered during the recent tough times, just as you never became arrogant during our previous good times. Because we had to learn how to “dance through the rain”…. we will find that we will be able to soar when the sun again shines. I have faith that our best days are coming and are ahead of us!!

I love how together we make our small corner of the universe AMAZING and a better place for our clients!!! You, like myself love to advocate for the underdog….for those who started to lose, got used to losing and now feel that they were destined to lose. We WIN for these people….and they and we are sometimes shocked but always elated when we WIN!!!….when David repeatedly beats Goliath. We win for our clients and for ourselves because we believe in ourselves and in our collective abilities.

You make so many lives better…. including mine. I thank G-d everyday for being so fortunate to work with such a great co-workers and friends. You, my fearless cohorts, compadres and co-conspirators are the spirit of our incredible law firm…. you have inspired me to write and rebuild this website on many rainy, cold days knowing that the sun is starting to shine again and will be very bright and warm.

THANK YOU FROM THE BOTTOM OF MY HEART!!!

// Signed, Ron Weiss, President and Owner of Law Offices of Ronald D. Weiss P.C.

Overview as to All of Our Services –

In the following Sections: HOME (the 1st page and 1st Section), ABOUT (the 2nd Section) , SERVICES (the 4th Section) and the VIDEO (present on every page) we give information and an overview of all of our services with a different perspective and approach. Our services include:

1. Bankruptcy Solutions – This section on Bankruptcy Services includes subsections on the following: Chapter 7, Chapter 13, Chapter 11, Subchapter V, Contested Motions, Adversary Proceedings and Bankruptcy Appeals;
2. Foreclosure Solutions – This section on Foreclosure Services includes subsections on the following: Foreclosure Defense, Orders to Show Cause, Re-Argument/Renewal/Vacating Orders and Appeals, Bankruptcy as a Solution to Foreclosure, and Mortgage Modifications to Resolve Foreclosures, Negotiations to Settle Foreclosures;
3. Mortgage Loan Modifications – This section on Mortgage Loan Modification Services includes subsections on not only on mortgage modifications but also on other Retention options as follows: Mortgage Loan Modification, Retention Options in General for Distressed Property, Bankruptcy Reorganizations Plans (in Chapters 13 and 11) as a Retention Option, Friendly Sales and/or Short Sales as a Retention Option, Payoff/Short Payoff, Reinstatement/Short Reinstatements, Refinance, and Forbearance;
4. Debtor Litigation Defense – This section on Debtor Litigation Defense includes subsections on the following: Business Debt Litigation, Credit Card Debt Litigation, Student Loan Negotiation, Landlord Tenant Litigation, Foreclosure Defense, Credit Repair Litigation and Medical Debt Litigation;
5. Negotiations and Settlements – This section on Negotiations and Settlements includes subsections on the following: Credit Card Negotiations and Settlements, Retention Options for Distressed Real Estate, Non-Retention Options for Distressed Real Estate, Tax Debt Negotiations and Settlements, Student Loan Debt Negotiations, Business Debt Negotiations, Credit Repair, Third-Party Short Sales, and Cash for Keys Agreements;
6. Landlord Tenant Solutions – This section on Landlord Tenant law includes subsections on the following: Landlord Tenant Litigation, Landlord Tenant Bankruptcy, and Landlord Tenant Negotiations;
7. Student Loan Debt Solutions – This section on Student Loan Debt Solutions includes subsections on the following: Student Loan Debt Litigation, Student Loan Debt Bankruptcy, and Student Loan Debt Negotiations;
8. Tax Debt Solutions – This section on Tax Debt Solutions includes subsections on the following: Tax Debt Litigation, Tax Debt Bankruptcy, and Tax Debt Negotiations;
9. Credit Card Solutions – This section on Credit Card Solutions includes subsections on the following: Credit Card Litigation, Credit Card Bankruptcy, Credit Card Negotiation and Credit Repair for Credit Cards:
10. Distressed Real Property Solutions – This section on Distressed Real Property Solutions includes subsections on the following: Third-Party Short Sales and Voluntary Sales, Deed In Lieu Agreements, Cash For Keys Agreements, Consent to Judgement of Foreclosure and Sale Agreements; Payoff/Short Payoff, Forbearance and Refinancing.

Information About Our Office and Branch Office Locations –

In the following Sections: ABOUT (2nd Section) , LOCATIONS (5th Section) and TESTIMONIALS (6th Section) we give information about our staff, about our attorneys, about Ronald D. Weiss, about our firm, our main and branch locations and about what our clients think of us. Our staff and attorneys are divided into departments that deal with debt solutions in different manners. Each department brings forth a different type of manner of debt resolution. Here are the departments:

1. Bankruptcy Department – The bankruptcy department is divided into staff dealing primarily with Chapter 7 cases or Chapter 13 cases or Chapter 11 cases, adversary proceedings and bankruptcy appeals;
2. Litigation Department – The litigation department is divided into staff dealing with Foreclosure Defense or Landlord Tenant Law or general Debtor Litigation Defense, which includes defending actions by credit cards and other unsecured creditors;
3. Mortgage Loan Modification Department – The modification department deals with assessing the eligibility, obtaining the information and documentation, submitting the application and backup proof and reviewing lender responses in order to try to obtain mortgage loan modifications for our clients in mortgage loan arrears;
4. Negotiation and Settlement Department – The modification department broadly deals with all negotiations (other than mortgage loan modifications), settlements, transactional matters, real estate matters, surrogate court matters and miscellaneous matters relating to debt resolution. This department is very broad in that most matters can be negotiated.

Branch Office Locations –

Our locations are divided into the following:

a. Main Melville Location –

Melville Location
734 Walt Whitman Road, Suite #203 ,
Melville, NY 11747

Our Melville location is where most of our staff work, see clients and engage in in-office consultations. However, most of our communication with clients, other attorneys and the courts is by phone, email, zoom and/or on-line court filing of documents. The Melville location is centrally located on Route 110 (otherwise known as Walt Whitman Road), north of the Northern State Parkway and is easy to find on the East side of Route 110, south of the Walt Whitman Mall. The building is bright green and looks like the illustration to the right of this description. The branch locations below, located in Nassau and Suffolk Counties and in Queens and Brooklyn are by appointment only.

Mineola Branch Office Location (By appointment only)
34 Willis Ave. Mineola,
NY 11501

Uniondale Branch Office Location (By appointment only)
626 RexCorp Plaza
Rm 681
Uniondale, NY 11556

Valley Stream Branch Office Location (By appointment only)
70 East Sunrise
Hwy #500,
Valley Stream, NY 11581

Hicksville Branch Office Location (By appointment only)
100 Duffy Ave Suite 510,
Hicksville, NY 11801

Rockville Centre Branch Office Location (By appointment only)
41 N Village Ave,
Rockville Centre, NY 1157

Manhasset Branch Office Location (By appointment only)
1129 Northern Blvd
Suite 404,
Manhasset, NY 11030

Freeport Branch Office Location (By appointment only)
42 Guy Lombardo Ave #210C,
Freeport, NY 11520

Bohemia Branch Office Location (By appointment only)
80 Orville Drive
Suite 100, Rm 225
Bohemia, NY 11716

Hauppauge Branch Office Location (By appointment only)
150 Motor Parkway
Suite 401, Rm 424
Hauppauge, NY 11788

Riverhead Branch Office Location (By appointment only)
30 W Main St,
Riverhead, NY 11901

Amityville Branch Office Location (By appointment only)
166 Broadway
Amityville, NY 11701

Hamptons Branch Office Location (By appointment only)
Southampton Office Suites,
33 Flying Point Road, Suite 131,
Southampton NY 11968

d. Queens County Branch Office Locations –

118-35 Queens Blvd. Tower,
Suite 400
Queens, New York 11375

Fresh Meadow Business Center,
61-43 186 Street,
Fresh Meadows, Ny 11365

e. Kings County (Brooklyn) Branch Office Location –

Brooklyn Location –
26 Court Street
Suite 2208
Brooklyn, New York 11242

Contact with Our Office –

Initial contact and free legal consultation with our office can of course be by phone, email, zoom and/or by an in person initial free legal consultation. The means to expedite these are by the following:

1. “CONTACT US” BOX – On almost every page of the website, either close to the top or to the bottom, we situated a form shaped in a square box that allows easy contact with our office. The form asks for the following: name, email, phone and message. We receive the information by email.
2. CONTACT PAGE – We have a page on our website called “Contact” which gives the various contact options.
3. CHATLEADS – We also have an on-line answering service that transmits messages from inquiring potential clients seeking information and/or advice. Whenever our website is opened a website answering service responds by obtaining the new contacts information and conveying it and their concerns and legal issues to us. If we are available at the time the chatleads service would try to have us take over the emailed conversation or to have us call the client at the phone number they give our service. Assuming we are available, contact with us is usually shortly after the time of contact with the chatleads service, when we try to schedule a time for a free consultation by phone or office appointment with one of our attorneys.
4. DIRECT RESPONSE TO EMAIL OR CALL – We of course respond quickly during business hours to calls and/or emails that are seeking information and/or advice. During our expanded business hours we are now convenient to contact and if an attorney is not available immediately to initially discuss your situation you will be scheduled for a convenient phone or office appointment with an attorney.
5. EXPANDED HOURS – Our hours have expanded for the convenience of our clients and potential clients. Staff respond to phone calls, weekdays, Monday to Friday, 8 am to 8:30 pm and on weekends, Saturday and Sunday, from 10 am to 6 pm. We are actually seeing clients and potential clients in our Melville main office weekdays during regular business hours and any other times or locations would need to be scheduled.

Presentation of Content About Our Areas of Practice –

1) Main Sections of the Website and Their Subsections – This is the most detailed and lengthy approach to each each topic. In this section we go into detail about every topic and subdivide it into subsections and subtopics which are also detailed. The Main Sections of the Website are topics that appear on the Services portion of the website, and all have their own brown buttons (ie, “BANKRUPTCY SOLUTIONS”). Usually there are several pages for subsections and each is divided by subtopics. For example the main Bankruptcy Section, has an initial page which discusses Bankruptcy in General. However the General Bankruptcy Section is divided into Subsections as represented by brown buttons on the top right portion of the Bankruptcy page or on the pull down menu on the top rule. The Subsections for the Bankruptcy Section, otherwise called BANKRUPTCY SOLUTIONS are: Chapter 7, Chapter 11, Chapter 13, Subchapter V, Adversary Proceedings, Contested Proceedings, and Bankruptcy Appeals.

2) Quick Links Portion of the Website – This is the middle approach to each topic, in terms of detail and length. In this section we go into some limited detail but also have divided the topics into the questions that people may ask. However, the Quick Links portion of the site approaches subjects topically (more like the Main Section) as opposed to thematically (like the the FAQs Section below). For example the Bankruptcy Quick Links area asks some basic questions like: “What are the benefits of bankruptcy?” “What are the alternatives to bankruptcy?” “Are there different types of bankruptcy?” “What is Chapter 7?” “What is Chapter 13?”. While some of these questions seem to be similar to the Subsections of the BANKRUPTCY SOLUTIONS Section (ie the Quicklinks for Chapters 7 and 13 seem similar to the Subsections on Chapters 7 and 13), the approach in the Quick Links Portion of the Website is to give quicker, more succinct answers without all the detail and nuances.

3) FAQ’s Section of the Website – This is the least detailed and shortest approach to each topic. Because we totally rely on the hypothetical client’s voice to structure our questions, the issues are dealt with thematically and are not as well organized by subject matter within each subject area. For example in the bankruptcy area, questions are asked without being specific to a particular chapter of the Bankruptcy Code (Chapter 7, 11 or 13) and without going into the specifics of the situation. “What are the Potential Advantages of Bankruptcy?”, “Should I File for Bankruptcy?” “What are My Other Options Other than Bankruptcy?” These are the types of questions clients would ask regardless of the specifics of a situation which may change the answer to each of these questions. Yet, here in the FAQ’s Section it is our goal to address questions from the point of view of the client.

4) Blogs Section of the Website – This Section hones in and goes into more depth in terms of the law or strategy in an specific area which is usually newsworthy, changing or of current interest due political/economic/legal changes or changes in the reader’s circumstances that make the specific area covered an area of potential interest for many persons. The articles in this area overlap many areas of law topically and brings them together in a practical manner that speaks to the average non-lawyer reading the blog looking for instruction in an area of concern. For example a Blog on the following:

“How Can I Stop the Bank from Foreclosing on My House?
If you live in New York and your bank has started the foreclosure process, this what you need to know. With the end of the various foreclosure moratoriums, if you are behind on your mortgage payments, your lenders have the right to start foreclosure preceding against you. There are 10 steps to a foreclosure process in New York. In each step, there are ways to stop the process, or at least mitigate the damage.”

Scholarship –

Since 2013 our law office has been administering a scholarship based on an essay contest in an area dealing with financial hardship: bankruptcy, foreclosure, landlord-tenant law and/or debtor-creditor rights. The winning essays and pictures of the students receiving the scholarship are posted. The essay for years was a yearly contest with one winner in the amount of $2,500. After the Covid-19 pandemic, our office realized that the situation for young individuals struggling to obtain an education was becoming tougher and we decided to expand the scholarship contest. Starting in 2021 the scholarship changed from a yearly contest to a biannual essay contest held twice a year in the Spring and in the Fall of each year. Due to the large number of excellent essays that we had been receiving, we also wanted to recognize more talented students by expanding the winners of the contest, from one winner of $2,500. to three (3) winners for each contest. Now both in the Spring and Fall contests we have a 1st prize of $2,500., a 2nd prize of $1,000. and a 3rd prize of $500. Therefore, the total amount we now give in scholarship funds has expanded from $2,500. per year to $8,000. per year. We made the decision to expand the scholarship at a time my office itself was on austerity and struggling due to an almost two year moratorium on foreclosures and evictions, where defending against these was formerly a large part of our business. The lawyers in our office enjoy reading a judging the essays and it warms our hearts to know that there is a bright future with many talented students enrolling for college and higher education. We particularly like to see how students advocate for a position and how they organize and analyze complex issues. At the end the future of our country and of the world will be in the hands of those that are our young people today. This is our small window to shape our future: to make it better, smarter, fairer and more just. Therefore in our own small corner of the universe we put a significant effort into this scholarship. We did this when times where not always great for us. We expect things to get better as we recover from the pandemic and when they do, we may expand the scholarship further. In the meantime we are very proud of all the contestants over the years, their effort and especially the effort of the past winners of essay contests. Now, we can proudly display the work of six (6) winning students with six winning essays each year.

Graphics –

The several “busy hands” on each banner page, interacting with many colorful icons showing the different options that we offer within an area of practice, are meant to resemble an active meeting around a conference room table, with our lawyers and staff working with our clients on deciding on a plan of action for the client’s particular financial and legal challenges. Great collaboration within our office and with our clients to get any job done is critical to our overall method. Despite the subject matter of the website, which is legally resolving financial hardship, our law office has always approached the financial challenges that we tackle, as a group with a positive, high-spirited, out-of-the- box, but informative and effective approach. The different options in the areas in which we practice are like tools with which to deal with our clients’ debt issues. Depending on the client’s particular issues and challenges, as a group, and with the client, we strategize as how to optimally utilize the different legal tools to best meet our client’s goals.

The graphics are intended to convey the dynamic, high-energy, spirited, brain storming sessions that are characteristic of how our office approaches any legal challenge. These Graphics are divided into the following:

1. BIG BANNERS – Big Banners show a large administrative, procedural or substance area featuring icons that show specifics about that administrative, procedural or substantive area in a manners that tells about the options in that area in picture form. At the center of the Big Banner is its title inside a bright red marker like oval which encircles and highlights the name and subject of that Section. Big Banners were given to all the major areas (called “Sections”) on the top rule of the site – Home, About, Scholarship, Services, Locations, Testimonials, Blog, FAQ’S and Contact – which are the backbone for the format/presentation of the website and which like the About Section, often have subsections. However, one of the above sections, Services, is composed of an overwhelming amount of information and therefore under the Services Section, the headings to the major areas of law were also designated as requiring a Big Banner. The major areas of law under the Services Section, are themselves designated as sections in need of Big Banners, since each has subsections. The areas of law in the Services area, are the backbone for the contents/substance of the website. These areas of law under the Services Section — Bankruptcy Solutions, Foreclosure Solutions, Mortgage Loan Modifications, Debtor Litigation Defense, Negotiations and Settlements, Landlord Tenant Solutions, Student Loan Debt Solutions, Tax Debt Solutions, Credit Card Solutions, and Distressed Real Property Solutions — each contain significant content and are further broken down into subsections. The subsections are shown on each section page as dark brown buttons with the subsection name. On the desktop version of the site the dark brown buttons are round and on the mobile version of the site, the dark brown buttons are oval. The subsections for the above services are also accessible as offshoots from the Services Sections off of the top rule of the website.
2. SMALL BANNERS – The Small Banners are a thinner slice of the Big Banner and take varied right to left slices of the Big Banner for use as the Small Banner, which is a smaller, more focused banner for one of the subsections of the Big Banner topic. For example the Bankruptcy Solutions Big Banner generates Small Banners for all of the subsections of the Bankruptcy Solutions Section as follows: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy, Subchapter V of Chapter 11, Adversary Proceedings, Contested Motions and Bankruptcy Appeals.
3. ICONS – These are smaller hand drawn original illustrations specifically created for our office that give the information about a Section in picture form. The illustrations are creative, colorful, and often humorous in an area that is all too serious. The goal is to be original, spirited and positive while dealing with difficult areas that require our minds and emotions to be at their sharpest in terms
4. VIDEO – We have in the past created videos that gave information were done in a straightforward, older style where I, Ronald D. Weiss, explained areas of our services, such as bankruptcy law, foreclosure defense and dealing with creditors in general. Our new videos in a zany manner combine animation and reality and are both instructive and more entertaining than our older videos. The new videos are also being created in the unique style of the rest of the web site which is smart, creative, positive and energetic. The video is there to show the process of deciding in our office what to do for a particular situation or client and how to evaluate different legal options in dealing with clients with various levels of issues. With background music, various creative props and teaching devices and entertaining “South Park-like”, we hope to keep viewers engaged so that they call to see how we can help them.

Conclusion –

This is an incredible website for an incredible law office.

We have been around for a long time, since 1993, and have survived both hard times and good times. This last Covid-19 pandemic was particularly challenging for our law firm. Although we normally deal with debt solutions and help others survive, during the pandemic and the resulting moratoriums on evictions and foreclosures, we ourselves had a tough time surviving. Yet we did. It was during the bleakest times of the pandemic that this website was completely restructured. The result was the website in front of you, of which we are very proud. From the content, to the style, to the graphics, everything is well thought-out, full of high positive energy, brimming with options and legal tools for every situation and exuding an optimistic creativity about finding potential solutions for our clients.

Good luck to you and thank you for visiting our website and this page.

Our legal consultations are free, so we hope to hear from you shortly. We can evaluate your situation via, phone, email or zoom, with the result that we will together with you determine which options can best help your situation.

Please call us at (631) 823-7182, or e-mail us at weiss@ny-bankruptcy.com for a free consultation to discuss your legal options in greater detail.