Bankruptcy Solutions
The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions
For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
Bay Ridge is a neighborhood located in the southwest corner of Brooklyn, New York City. It is bordered by Sunset Park to the north, Dyker Heights to the east, the Narrows and the Belt Parkway to the west, and the Fort Hamilton Army Base and the Verrazzano-Narrows Bridge to the south. The area south of 86th Street within Bay Ridge is sometimes considered part of the sub-neighborhood called Fort Hamilton.
Originally, Bay Ridge was the westernmost part of the town of New Utrecht and consisted of two smaller villages: Yellow Hook to the north and Fort Hamilton to the south. Yellow Hook, named for its yellow soil, was renamed Bay Ridge in December 1853 to avoid associations with yellow fever; the new name was inspired by the area’s geography. In the mid-19th century, Bay Ridge developed as a rural summer resort. The opening of the New York City Subway’s Fourth Avenue Line (now the R train) in 1916 spurred its development into a residential neighborhood. Bay Ridge was predominantly Norwegian until the early 1970s, but by the late 20th and early 21st centuries, it had become home to significant Arab, Irish, Italian, and Greek populations.
Bay Ridge is part of Brooklyn Community District 10, with primary ZIP Codes 11209 and 11220. It is patrolled by the 68th Precinct of the New York City Police Department and is represented politically by the New York City Council’s 43rd District.
Early settlements
South Brooklyn was originally settled by the Canarsee Indians, part of the Lenape people, who farmed and hunted the land. They established several routes across Brooklyn, including a path from Fulton Ferry along the East River, extending southward to Gowanus Creek, Sunset Park, and Bay Ridge. The Canarsee traded with other indigenous peoples and, by the early 17th century, with Dutch and English settlers.
The first European settlement in Bay Ridge occurred in 1636 when Willem Adriaenszen Bennett and Jacques Bentyn purchased 936 acres between 28th and 60th Streets in what is now Sunset Park. By the 1640s, Dutch settlers had acquired the land, laid out their farms along the waterfront, and soon displaced the Canarsee, who had left Brooklyn by the 18th century. Present-day Bay Ridge was the westernmost part of New Utrecht, founded in 1657 by the Dutch. The area consisted of two sister villages: Yellow Hook to the north, named for its yellow soil (“Hook” is derived from the Dutch “hoek,” meaning “corner”), and Fort Hamilton to the south, named for the military installation at its center.
Yellow Hook remained mostly farmland until the late 1840s. In 1848, Third Avenue was widened, and two years later, a group of artists founded a colony called Ovington Village, named after the family who owned the farmland. In 1853, Yellow Hook changed its name to avoid association with yellow fever. “Bay Ridge” was suggested by local horticulturist James Weir, inspired by the area’s high ridge that offered views of New York Bay. The natural beauty attracted the wealthy, who built country homes along Shore Road, overlooking the water.
Staten Island connection and later years
Plans to build a Staten Island Tunnel, a railroad or subway tunnel from Bay Ridge to Staten Island, date back to 1890. By the 1910s, two proposals emerged for a tunnel branching off from the Fourth Avenue subway in Bay Ridge, either at Fort Hamilton or between 65th and 67th Streets. The latter plan was chosen, and work began in 1923, but the project was halted two years later. In 1927, two years after the tunnel’s cancellation, engineer David B. Steinman proposed a vehicular bridge, the “Liberty Bridge,” across the Narrows. This revived interest in both vehicular and rail tunnels, but the bridge proposal was disapproved by the United States Department of War in 1934. The idea for a bridge was revived in 1936, and by 1943, the city’s Board of Estimate had approved it, despite Bay Ridge residents’ concerns about its impact on the neighborhood’s character.
Robert Moses, chairman of the Triborough Bridge and Tunnel Authority (TBTA), revived plans for what would become the Verrazzano-Narrows Bridge in 1947. U.S. Representative Donald Lawrence O’Toole, representing Bay Ridge, opposed the bridge, believing it would damage the neighborhood’s character. However, the U.S. military approved the proposal, and in 1957, Moses proposed expanding Brooklyn’s Gowanus Expressway and extending it to the Narrows Bridge via Seventh Avenue, which would cut through Bay Ridge. This drew community opposition, with residents preferring the approach to follow the Belt Parkway along the Brooklyn shore. Despite a hearing for concerned residents, the Board of Estimate affirmed the Narrows Bridge plan in October 1958, angering Bay Ridge residents as the construction would displace 7,500 people. Fort Lafayette, part of New York City’s defense system along with Fort Hamilton and Fort Wadsworth in Staten Island, was also destroyed and replaced by the base of the bridge’s east tower. The Verrazzano-Narrows Bridge opened in 1964.
Based on data from the 2020 United States Census, Bay Ridge had a population of 111,952, an increase of 32,581 from the 79,371 counted in the 2010 Census, representing a 41.04% increase. This was also an increase of 31,413 (39%) from the 80,539 counted in 2000. Covering an area of 1,571.96 acres (636.15 ha), the neighborhood had a population density of 50.5 inhabitants per acre (32,300/sq mi; 12,500/km²).
As of the 2010 Census, the racial makeup of Bay Ridge was 60.1% White (55,976), 19.9% Hispanic (25,413), 15.4% Asian (23,509), 2.3% Black (2,015), 1.9% from two or more races (3,358), and 0.5% other races (335).
Community Board 10, encompassing Bay Ridge, had 142,075 inhabitants according to NYC Health’s 2018 Community Health Profile, with an average life expectancy of 83.1 years, higher than the New York City median of 81.2 years. The median age was 38, with 20% of residents aged 0–17, 34% aged 25–44, and 25% aged 45–64. College-aged residents and elderly residents constituted 7% and 15% of the population, respectively.
In 2020, the median household income in Bay Ridge was $105,177. In 2018, an estimated 19% of residents in Bay Ridge and Dyker Heights lived in poverty, compared to 21% in Brooklyn and 20% in New York City. The unemployment rate was 8%, compared to 9% in both Brooklyn and New York City. Rent burden, defined as the percentage of residents who have difficulty paying rent, was 49% in Bay Ridge and Dyker Heights, slightly lower than the citywide and borough-wide rates of 52% and 51%, respectively. Based on these metrics, Bay Ridge and Dyker Heights are considered high-income neighborhoods relative to the rest of the city.
According to 2020 census data from the New York City Department of City Planning, Bay Ridge had over 40,000 White residents, while its Asian and Hispanic populations each numbered between 10,000 and 19,999 residents.
Until the early 1970s, Bay Ridge was dominated by its Norwegian community. By 1971, Bay Ridge’s 30,000-strong Norwegian community claimed it was the fourth-largest Norwegian “city” in the world. Residents likened Eighth Avenue’s string of Norwegian businesses to Oslo’s Karl Johans gate. The community still hosts the annual Norwegian Constitution Day Parade, also known as the Syttende Mai Parade, where hundreds of people in folk dress proceed down Third Avenue. The celebration concludes in Leif Ericson Park, where “Miss Norway” is crowned near the statue of Leif Ericson, which was donated by Crown Prince Olav of Norway in 1939. Nordic Delicacies, a Norwegian gifts-and-groceries store, operated until 2015.
As of 2023, Bay Ridge continues to have sizable Irish, Italian, and Greek populations. Later in the 20th century, the neighborhood saw an increase in residents of Russian, Palestinian, Polish, Jordanian, Lebanese, Syrian, Yemeni, Egyptian, and, to a lesser extent, Chinese descent. In the late 20th and early 21st centuries, Middle Eastern, North African, and Arab Americans moved to Bay Ridge, leading The New York Times to refer to it as “the heart of Brooklyn’s Arab community.” The neighborhood also has many Muslim residents, particularly in its northern area bordering Sunset Park. Bay Ridge is one of the largest Arab-American communities in the United States and the largest in New York City.
In addition to its large Irish, Italian, and Arab American communities, Bay Ridge also has significant numbers of Puerto Ricans, Mexicans, and, to a lesser extent, Central Americans and Dominicans.
The 8200 Narrows Avenue House, commonly referred to as the “Gingerbread House,” was designed by James Sarsfield Kennedy in 1917 and is a city landmark.
The American Veterans Memorial Pier, commonly known as the 69th Street Pier, located at Bay Ridge Avenue and Shore Road, is the community’s key seaside recreation spot. Sports fishermen frequent the waters of “The Bay Ridge Anchorage” and the seawall promenade that runs south from the pier to the Verrazzano-Narrows Bridge and east along Gravesend Bay. The pier features a sculpture that emits a beam of light as a memorial to those who died in the September 11 terrorist attacks. Commuter ferry service operated between this pier and the St. George Ferry Terminal in Staten Island from 1912 until 1964, the year the Verrazzano Bridge opened. In 2017, ferry service to Wall Street and points along the western coast of Brooklyn resumed from the pier as part of NYC Ferry’s South Brooklyn route.
The Bennet-Farrell-Feldman House, located at 119 95th Street, was built in 1847 and is now an official city landmark. An accompanying structure, thought to have been used as a barn, couldn’t be saved and was demolished. Legend has it the house was turned so that its “widow’s walk,” a balcony traditionally facing the sea so women left at home could watch for their husbands’ ships, would no longer face the Narrows.
Doctors’ Row is a series of houses along Bay Ridge Parkway between Fourth and Fifth Avenues.
The NYPD’s 68th Precinct is located at 333 65th Street. In 2010, it ranked as the 7th safest out of 69 patrol areas for per-capita crime. As of 2018, Bay Ridge and Dyker Heights had a non-fatal assault rate of 23 per 100,000 people, and their rate of violent crimes per capita was lower than that of the city as a whole. The area’s incarceration rate was 168 per 100,000 people, also lower than the citywide average.
The 68th Precinct has seen a significant decrease in crime since the 1990s, with an 88.6% drop in crimes across all categories between 1990 and 2018. In 2018, the precinct reported 2 murders, 16 rapes, 59 robberies, 129 felony assaults, 96 burglaries, 387 grand larcenies, and 86 grand larcenies auto.
As of 2018, preterm births and births to teenage mothers are less common in Bay Ridge and Dyker Heights than citywide. The area had 71 preterm births per 1,000 live births (compared to 87 per 1,000 citywide) and 11.4 births to teenage mothers per 1,000 live births (compared to 19.3 per 1,000 citywide). Bay Ridge and Dyker Heights have a high population of residents who are uninsured or receive healthcare through Medicaid. In 2018, 15% of residents were uninsured, higher than the citywide rate of 12%.
The concentration of fine particulate matter, the deadliest type of air pollutant, is 0.0074 milligrams per cubic meter in Bay Ridge and Dyker Heights, lower than the citywide and boroughwide averages. Twelve percent of Bay Ridge and Dyker Heights residents are smokers, lower than the city average of 14%. In Bay Ridge and Dyker Heights, 28% of residents are obese, 15% are diabetic, and 31% have high blood pressure, compared to the citywide averages of 24%, 11%, and 28%, respectively. Additionally, 16% of children are obese, compared to the citywide average of 20%.
Ninety-two percent of residents eat some fruits and vegetables daily, slightly higher than the city’s average of 87%. In 2018, 74% of residents described their health as “good,” “very good,” or “excellent,” lower than the city’s average of 78%. For every supermarket in Bay Ridge and Dyker Heights, there are 20 bodegas.
The Bay Ridge/Dyker Heights/Bensonhurst area does not have any hospitals after Victory Memorial Hospital was closed and converted to a nursing home in 2010 (now known as the Hamilton Park Nursing and Rehabilitation Center). However, nearby neighborhoods have Coney Island Hospital, NYU Langone Hospital – Brooklyn, and Maimonides Medical Center. Additionally, the BRAVO Volunteer Ambulance is operated by the Bay Ridge Ambulance Volunteer Organization.
For many years, Bay Ridge has been a relatively conservative enclave in Brooklyn. Mike Long, who served as chairman of the Conservative Party of New York from 1988 to 2019, owned a liquor store and resided in the district. The community is also considered a Republican stronghold. An exception was Democrat Sal Albanese, who was elected to the neighborhood’s City Council seat in 1983, defeating the 21-year incumbent Republican-Conservative Minority Leader Angelo G. Arculeo, and went on to represent the district for 15 years. After the 1990 census, the area was split into two Assembly districts to eliminate a Republican Assembly seat. The political landscape began to change with population shifts over the 1990s and early 2000s, as the multigenerational white ethnic population began to decline or move away.
The community supported the Democratic Party during many presidential elections. In the 2010s, the neighborhood increasingly supported Democrats, such as City Councilmember Justin Brannan (elected in 2017) and State Senator Andrew Gounardes (elected in 2018, defeating longtime Republican Marty Golden).
The neighborhood is part of New York’s 11th congressional district, represented by Republican Nicole Malliotakis as of 2021. It is also part of the 26th State Senate district, represented by Gounardes, and the 46th, 51st, and 64th State Assembly districts, represented respectively by Republican Alec Brook-Krasny, Democrat Marcela Mitaynes, and Republican Michael Tannousis.
As of 2018, Bay Ridge and Dyker Heights have a ratio of college-educated residents similar to the rest of the city. Forty-six percent of Bay Ridge and Dyker Heights residents aged 25 and older have a college education or higher, 19% have less than a high school education, and 35% are high school graduates or have some college education. By contrast, 40% of Brooklynites and 38% of city residents have a college education or higher. The percentage of Bay Ridge and Dyker Heights students excelling in reading and math has been increasing, with reading achievement rising from 51% in 2000 to 52% in 2011, and math achievement rising from 49% to 71% within the same period.
Bay Ridge and Dyker Heights have a lower rate of elementary school student absenteeism compared to the rest of New York City. In Bay Ridge and Dyker Heights, 8% of elementary school students missed twenty or more days per school year, compared to the citywide average of 20%. Additionally, 82% of high school students in Bay Ridge and Dyker Heights graduate on time, higher than the citywide average of 75%.
The area is served by the R train on the BMT Fourth Avenue Line of the New York City Subway between Bay Ridge Avenue and 95th Street.
Additionally, there are MTA express bus routes X27 and X37, which primarily serve commuters traveling to Manhattan but also run during off-peak hours on weekdays. The X27 also operates on weekends. The X28 and X38 routes serve the eastern part of Bay Ridge. Many Bay Ridge commuters prefer the comfort and convenience of the express bus, despite its higher cost compared to the subway. Bay Ridge is readily accessible by car, encircled by the Belt Parkway and Gowanus Expressway. Local bus routes include B1, B4, B8, B9, B16, B37, B63, B64, B70, S53, S79 SBS, and S93.
The freight-only Bay Ridge Branch connects car floats to the Long Island Rail Road.
In June 2017, Bay Ridge became the terminus of NYC Ferry’s South Brooklyn route.
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