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Bankruptcy Solutions 

The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.

Foreclosure Solutions 

As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.

Debt Negotiations & Settlements 

Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.

Mortgage Loan Modifications 

The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options

Credit Card Solutions 

For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.

Debtor Litigation Defense 

Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.

Landlord Tenant Solutions

Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.

Distressed Real Estate 

A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.

Student Loan Solutions

In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans

Tax Debt Solutions 

Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.

Table of Contents

  • WELCOME: Borough Park, Brooklyn

Bedford–Stuyvesant, colloquially known as Bed–Stuy, is a neighborhood located in the northern section of the New York City borough of Brooklyn. It is bordered by Flushing Avenue to the north (which borders Williamsburg), Classon Avenue to the west (which borders Clinton Hill), Broadway to the east (bordering Bushwick and East New York), and Atlantic Avenue to the south (bordering Crown Heights and Brownsville). The primary shopping thoroughfare in the area is Fulton Street, which extends east–west across the length of the neighborhood and intersects with several major north–south streets, including Bedford Avenue, Nostrand Avenue, and Stuyvesant Avenue. Within Bedford–Stuyvesant, there are four smaller neighborhoods: Bedford, Stuyvesant Heights, Ocean Hill, and Weeksville (also part of Crown Heights). Additionally, part of Clinton Hill was historically considered part of Bedford–Stuyvesant.

  • History

The neighborhood’s name, Bedford-Stuyvesant, combines the names of the former hamlet of Bedford and the Stuyvesant Heights neighborhoods, which were initially separate areas that eventually grew together. The 17th-century hamlet of Bedford derived its name from the market village of Bedford in England. Meanwhile, Stuyvesant Heights was named in honor of Peter Stuyvesant, who served as the last governor of the colony of New Netherland.

  • Subsections

The neighborhood’s name, Bedford-Stuyvesant, combines the names of the former hamlet of Bedford and the Stuyvesant Heights neighborhoods, which were initially separate areas that eventually grew together. The 17th-century hamlet of Bedford derived its name from the market village of Bedford in England. Meanwhile, Stuyvesant Heights was named in honor of Peter Stuyvesant, who served as the last governor of the colony of New Netherland.

Historic district

The Stuyvesant Heights Historic District in Bedford-Stuyvesant comprises 577 contributing residential buildings constructed between approximately 1870 and 1900. This district spans 17 individual blocks, with 13 identified in 1975 and an additional four added in 1996. The architectural landscape primarily features two- and three-story rowhouses with high basements, alongside a few multiple dwellings and institutional structures. Prominent landmarks within the district include Our Lady of Victory Catholic Church, the Romanesque Revival style Mount Lebanon Baptist Church, and St. Phillip’s Episcopal Church. Listed on the National Register of Historic Places in 1975, the district underwent expansion in 1996. Furthermore, the Bedford Stuyvesant/Expanded Stuyvesant Heights Historic District was designated on April 16, 2013, extending the district’s boundaries north to Jefferson Ave, east to Malcolm X Blvd, and west to Tompkins Avenue.

  • Demographics

As per NYC Health’s 2018 Community Health Profile, the entirety of Community Board 3 had a population of 152,403 inhabitants, with an average life expectancy of 76.8 years, which is lower than the median life expectancy of 81.2 for all New York City neighborhoods. The demographic breakdown indicates that most residents are middle-aged adults and youth: 24% are between the ages of 0 and 17, 33% between 25 and 44, and 22% between 45 and 64. The ratio of college-aged and elderly residents was lower, at 10% and 11% respectively.

Regarding income and poverty statistics, in 2016, the median household income in Community Board 3 was $51,907. In 2018, an estimated 23% of Bedford–Stuyvesant residents lived in poverty, compared to 21% in all of Brooklyn and 20% in all of New York City. Additionally, one in eight residents (13%) were unemployed, compared to 9% in the rest of both Brooklyn and New York City. Rent burden, or the percentage of residents who have difficulty paying their rent, stood at 53% in Bedford–Stuyvesant, higher than the citywide and boroughwide rates of 52% and 51% respectively. As of late 2021, Bedford–Stuyvesant is considered to be gentrifying.

  • Health

As of 2018, Bedford–Stuyvesant experiences higher rates of preterm births and births to teenage mothers compared to other places citywide. In Bedford–Stuyvesant, there were 95 preterm births per 1,000 live births (compared to 87 per 1,000 citywide), and 26.9 births to teenage mothers per 1,000 live births (compared to 19.3 per 1,000 citywide). The neighborhood has a relatively low population of residents who are uninsured or receive healthcare through Medicaid, estimated at 11% in 2018, slightly lower than the citywide rate of 12%.

Air quality in Bedford–Stuyvesant is a concern, with the concentration of fine particulate matter, the deadliest type of air pollutant, measured at 0.0081 milligrams per cubic meter (8.1×10−9 oz/cu ft), higher than the citywide and boroughwide averages. Additionally, 19% of Bedford–Stuyvesant residents are smokers, exceeding the city average of 14% of residents being smokers. Health indicators show that 29% of residents are obese, 13% are diabetic, and 34% have high blood pressure—compared to citywide averages of 24%, 11%, and 28% respectively. Moreover, 22% of children in Bedford–Stuyvesant are obese, higher than the citywide average of 20%.

  • Education

As of 2018, Bedford–Stuyvesant generally exhibits a lower ratio of college-educated residents compared to the rest of the city. While 35% of residents aged 25 and older have a college education or higher, 21% have less than a high school education, and 43% are high school graduates or have some college education. In contrast, 40% of Brooklynites and 38% of city residents have a college education or higher.

There has been an improvement in educational outcomes among Bedford–Stuyvesant students, with the percentage of students excelling in reading and math increasing over time. Reading achievement rose from 32% in 2000 to 37% in 2011, while math achievement increased from 23% to 47% within the same time period.

  • Transportation

As of 2018, Bedford–Stuyvesant exhibits a lower ratio of college-educated residents compared to the rest of the city. While 35% of residents aged 25 and older have a college education or higher, 21% have less than a high school education, and 43% are high school graduates or have some college education. In contrast, 40% of Brooklynites and 38% of city residents have a college education or higher.

There has been an improvement in educational outcomes among Bedford–Stuyvesant students, with the percentage of students excelling in reading and math increasing over time. Reading achievement rose from 32% in 2000 to 37% in 2011, while math achievement increased from 23% to 47% within the same time period.

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