Bankruptcy Solutions
The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions
For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
College Point, situated in the New York City borough of Queens, is a neighborhood characterized by its working-middle-class population. It is bordered to the south by the Whitestone Expressway and Flushing, to the east by 138th Street and Malba/Whitestone, to the north by the East River, and to the west by Flushing Bay.
Primarily residential with some industrial areas, College Point boasts an ethnically diverse community and is home to several parks and two yacht clubs.
The neighborhood falls within Queens Community District 7 and is assigned the ZIP Code 11356. Policing is provided by the New York City Police Department’s 109th Precinct. In terms of representation, College Point is part of the New York City Council’s 19th District.
College Point derived its name from St. Paul’s College, an Episcopalian seminary established in 1835 by Rev. William Augustus Muhlenberg. Although the college closed around 1850, the name persisted. Previously, the area had been known by various names such as Lawrence’s Neck, Tew’s Neck, Flammersberg, and Strattonsport.
Captain William Lawrence, an early European settler in the region, played a significant role in its history. Arriving in America in the 1630s, Lawrence was the largest landholder among the original incorporators of the Town of Flushing. He married into the family of Richard “Bull Rider” Smith, founder of Smithtown on Long Island, and their son, William Jr., continued their legacy.
In 1854, College Point saw the arrival of Conrad Poppenhusen, a German-American industrialist already successful in Brooklyn as a manufacturer of hard rubber goods. He transformed College Point into a bustling factory town, primarily for his German immigrant workers. Poppenhusen’s philanthropy extended to churches, libraries, and educational institutions like the Poppenhusen Institute, which also housed the first free kindergarten in America. His contributions are commemorated by a monument on College Point Boulevard, a testament to his impact on the area.
While College Point is primarily residential today, it also boasts a significant commercial presence and retains traces of its once-thriving industrial community. Particularly in the southern part of the neighborhood, industrial and light commercial businesses abound. These include oil storage facilities, a cement plant, a Pepsi-Cola distribution facility, furniture warehouses, contractors, and various small businesses, as noted by The New York Times.
In contrast, the northern shoreline underwent redevelopment as a medium-density residential area beginning in the 1980s. However, much of College Point’s residential landscape comprises single-family homes dating back to the 1920s, adding to the neighborhood’s diverse character.
According to the 2020 United States Census data, the population of College Point increased to 33,625 residents, marking a notable 19.0% rise from the 2010 count of 28,246. In 2010, the neighborhood covered 1,148.84 acres and had a population density of 21.1 inhabitants per acre.
In terms of racial composition, College Point reflects a diverse demographic profile. The breakdown includes 40.1% Hispanic/Latino individuals, 34.3% Asian non-Hispanic, 21.3% White non-Hispanic, 2.0% Black non-Hispanic, 0.7% from some other race non-Hispanic, and 1.6% non-Hispanic individuals of two or more races.
Community Board 7, encompassing Flushing, College Point, and Whitestone, had a total population of 263,039 inhabitants as per NYC Health’s 2018 Community Health Profile. The average life expectancy in this area was 84.3 years, surpassing the median life expectancy for all New York City neighborhoods.
Demographically, the majority of College Point’s residents are middle-aged and elderly, with 22% falling between the ages of 25 and 44, 30% between 45 and 64, and 18% aged over 65. The proportion of youth and college-aged individuals is comparatively lower, accounting for 17% and 7% respectively.
Flushing, College Point, and Whitestone fall under the jurisdiction of the 109th Precinct of the NYPD, situated at 37-05 Union Street. The 109th Precinct ranked as the 9th safest out of 69 patrol areas for per-capita crime in 2010.
As of 2018, College Point and Flushing exhibited a lower rate of violent crimes per capita compared to the citywide average, with a non-fatal assault rate of 17 per 100,000 people. Additionally, the incarceration rate of 145 per 100,000 people was lower than that of the city overall.
Over the years, the 109th Precinct has witnessed a decline in crime rates, with crimes across all categories decreasing by 83.7% between 1990 and 2018. In 2018, the precinct reported 6 murders, 30 rapes, 202 robberies, 219 felony assaults, 324 burglaries, 970 grand larcenies, and 126 grand larcenies auto.
Notably, a significant development in the area was the construction of a large New York City Police Academy campus near 28th Avenue and College Point Boulevard, which commenced operations in December 2015.
As of 2018, College Point and Flushing exhibit lower rates of preterm births and births to teenage mothers compared to the citywide averages. In these neighborhoods, there were 63 preterm births per 1,000 live births and 8 births to teenage mothers per 1,000 live births, contrasting with the citywide rates of 87 and 19.3 per 1,000 respectively. However, College Point and Flushing have a slightly higher proportion of uninsured residents, estimated at 14% compared to the citywide rate of 12%.
Regarding environmental factors, the concentration of fine particulate matter in College Point and Flushing is lower than the city average, at 0.0073 milligrams per cubic meter. Thirteen percent of residents in these neighborhoods are smokers, below the city average of 14%, while 95% eat fruits and vegetables daily, surpassing the city’s average of 87%.
Health statistics reveal that 13% of residents in College Point and Flushing are obese, 8% are diabetic, and 22% have high blood pressure, all below the citywide averages. Additionally, 15% of children are obese compared to the citywide average of 20%.
Residents’ perception of their health in College Point and Flushing is slightly lower than the city’s average, with 71% describing it as “good”, “very good”, or “excellent”, compared to the citywide average of 78%. Moreover, there is a higher concentration of bodegas compared to supermarkets in these neighborhoods.
For medical services, the nearest major hospitals are NewYork–Presbyterian/Queens and Flushing Hospital Medical Center.
As of 2018, College Point and Flushing exhibit a similar rate of college-educated residents compared to the rest of the city. About 37% of residents aged 25 and older hold a college education or higher, while 23% have less than a high school education, and 40% are high school graduates or have some college education. This contrasts with 39% of Queens residents and 43% of city residents who have a college education or higher.
Educational achievement among students in College Point and Flushing has shown improvement over time. The percentage of students excelling in math rose from 55% in 2000 to 78% in 2011, and reading achievement increased from 57% to 59% during the same period.
Moreover, College Point and Flushing have lower rates of elementary school student absenteeism compared to the rest of New York City. Only 9% of elementary school students in these neighborhoods missed twenty or more days per school year, which is lower than the citywide average of 20%.
High school graduation rates are also higher in College Point and Flushing, with 86% of high school students graduating on time, exceeding the citywide average of 75%.
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