Bankruptcy Solutions
The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions
For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
Crown Heights is a central Brooklyn neighborhood in New York City, bounded by Washington Avenue to the west, Atlantic Avenue to the north, Ralph Avenue to the east, and Empire Boulevard/East New York Avenue to the south. It spans about one mile wide and two miles long. Bordering neighborhoods include Prospect Heights to the west, Flatbush and Prospect Lefferts Gardens to the south, Brownsville to the east, and Bedford–Stuyvesant to the north.
The main thoroughfare is Eastern Parkway, a tree-lined boulevard designed by Frederick Law Olmsted that extends two miles east–west. Originally known as Crow Hill, the area consisted of a series of hills from Utica Avenue to Washington Avenue, and south to Empire Boulevard and East New York Avenue. The name changed to Crown Heights in 1916 when Crown Street was established.
Early history
Although no physical evidence remains in the Crown Heights area, large portions of present-day Brooklyn and Long Island were once occupied by the Lenape Native Americans. The Lenape lived in communities of bark- or grass-covered wigwams. In their larger settlements, typically located on high ground near fresh water and occupied during the fall, winter, and spring, they engaged in fishing, harvesting shellfish, trapping animals, gathering wild fruits and vegetables, and cultivating crops such as corn, tobacco, and beans.
The first recorded contact between the indigenous people of the New York City region and Europeans was with the Italian explorer Giovanni da Verrazzano in 1524. Serving France, he anchored at the approximate location of today’s Verrazzano-Narrows Bridge and was visited by a canoe party of Lenape. The next recorded contact was in 1609 when Henry Hudson arrived in New York Harbor aboard the Dutch East India Company ship, the Halve Maen (Half Moon), commissioned by the Dutch Republic.
19th century
In the 19th century, the area was rural. At that time, it housed the Crow Hill penitentiary and various orphanages. In 1884, Alexander Jefferson was executed after being convicted of the Crow Hill Murders. His prolonged hanging and subsequent appeals to overturn his death sentence highlighted the significant poverty in the area.
Early and mid-20th century
Crown Heights began as a fashionable residential neighborhood, serving as a place for secondary homes for Manhattan’s growing bourgeois class. The area benefited from having rapid transit via the IRT Eastern Parkway Line (2, 3, 4, and 5 trains) in a subway configuration, unlike many other Brooklyn neighborhoods that had elevated lines. The conversion to a commuter town included demolishing the 19th-century Kings County Penitentiary at Carroll Street and Nostrand Avenue.
Starting in the early 1900s, many upper-class residences, including characteristic brownstone buildings, were constructed along Eastern Parkway. Away from the parkway, a mix of lower middle-class residences was developed, with this growth peaking in the 1920s. Before World War II, Crown Heights was among New York City’s premier neighborhoods, featuring tree-lined streets, numerous cultural institutions and parks, and a variety of fraternal, social, and community organizations.
Late 20th century
The 1960s and 1970s were marked by turbulent race relations in Crown Heights. Increasing poverty in the city led to racial conflict in several neighborhoods, including Crown Heights, known for its racially and culturally diverse population. At the request of their leader, the Lubavitcher Rebbe Menachem Mendel Schneerson, the neighborhood’s predominantly white and relatively large population of Lubavitch Hasidim remained in the community as other white residents left.
In 1964, the Labor Day Carnival celebrating Caribbean culture was moved to Crown Heights after its license to operate in Harlem was revoked. The carnival, held on the first Monday in September, now attracts between one and three million people.
During the Lyndon B. Johnson administration, Crown Heights was declared a primary poverty area due to high unemployment, high juvenile and adult crime rates, poor nutrition from lack of family income, a relative absence of job skills and readiness, and a high concentration of elderly residents. The neighborhood experienced several violent outbreaks in the late 20th century, including during the 1977 New York City blackout, when more than 75 area stores were robbed, and thieves used cars to pull up roll-down curtains in front of stores.
Early 21st century
In the 2010s, Crown Heights experienced rapid gentrification, leading to the displacement of long-time residents due to increasing rents. Building management firms, such as BCB Realty, which are affiliated with companies buying up buildings in the neighborhood, aimed to remove long-term residents by buying them out or pressuring them to move by “failing to adequately maintain apartments,” according to a housing activist. Other tactics included relocating residents from their apartments under the pretext of renovation and then locking them out, as employed by another realtor, ZT Realty. In 2017, real estate developer Isaac Hager faced opposition from activists when he proposed building a 565-unit apartment complex in Crown Heights; in April 2019, a judge issued a restraining order against the project.
The 2010 opening of Basil Pizza & Wine Bar sparked the emergence of upscale, kosher, foodie restaurants in Crown Heights, turning the area into what The Jewish Week described as “an eating destination.”
In November 2013, a series of attacks on Jewish residents were suspected to be part of “knockout games.” Media attention to these attacks increased following the incidents in Crown Heights. In response, the Jewish community hosted an event for African-American teens to promote greater understanding of Jewish beliefs. This event, held at the Jewish Children’s Museum, was coordinated by local Jewish organizations, public schools, and the NYPD’s 71st and 77th precincts.
Crown Heights is divided into two neighborhood tabulation areas, Crown Heights North and Crown Heights South, which together comprise the population of Crown Heights.
According to the 2010 census, Crown Heights has a majority West Indian and African American population, reflecting the most diverse U.S. population of Caribbean immigrants outside the West Indies. The neighborhood is renowned for its annual West Indian Carnival, a vivid celebration along Eastern Parkway from Utica Avenue to Grand Army Plaza. According to the West Indian-American Day Carnival Association, over 3.5 million people participate in the parade each year.
Crown Heights also has a significant number of Hasidic Jews. It is home to the Worldwide Headquarters of the Chabad-Lubavitch Hasidic Jewish movement, located at 770 Eastern Parkway. The Orthodox Jewish community, established in Crown Heights in the 1940s, continues to thrive around this location.
Crown Heights North
According to data from the 2010 United States Census, the population of Crown Heights North was 103,169, showing a slight decrease of -0.3% from the 103,462 counted in 2000. Covering an area of 1,185.56 acres (479.78 ha), the neighborhood had a population density of 87 inhabitants per acre (56,000/sq mi; 21,000/km2).
The racial composition of the neighborhood was 49% African American, 31% White, 3% Asian, 0.2% Native American, 0% Pacific Islander, 0.4% from other races, and 1.9% from two or more races. Hispanic or Latino individuals of any race comprised 14% of the population.
In terms of health demographics, Community District 8, encompassing Crown Heights North, had 97,130 inhabitants as of NYC Health’s 2018 Community Health Profile, with an average life expectancy of 79.2 years. This is slightly lower than the median life expectancy of 81.2 for all New York City neighborhoods. The majority of residents are middle-aged adults and youth, with 20% between the ages of 0–17, 37% between 25 and 44, and 22% between 45 and 64. The proportion of college-aged and elderly residents was lower, at 9% and 12% respectively.
Crown Heights South
According to data from the 2010 United States Census, the population of Crown Heights South was 39,670, representing a decrease of -6.8% from the 42,370 counted in 2000. Covering an area of 366.94 acres (148.50 ha), the neighborhood had a population density of 108.1 inhabitants per acre (69,200/sq mi; 26,700/km2).
The racial composition of the neighborhood was 62.8% African American, 25.8% White, 0.7% Asian, 0.2% Native American, 0% Pacific Islander, 0.3% from other races, and 1.5% from two or more races. Hispanic or Latino individuals of any race comprised 8.6% of the population.
In terms of health demographics, Community District 9, which encompasses Crown Heights South, had 98,650 inhabitants as of NYC Health’s 2018 Community Health Profile, with an average life expectancy of 81.2 years, equal to the median life expectancy of all New York City neighborhoods. The majority of residents are middle-aged adults and youth, with 22% between the ages of 0–17, 30% between 25 and 44, and 25% between 45 and 64. The proportion of college-aged and elderly residents was lower, at 9% and 14% respectively.
As of 2016, the median household income in Community District 9 was $51,072. In 2018, an estimated 22% of Crown Heights South residents lived in poverty, compared to 21% in all of Brooklyn and 20% in all of New York City. One in nine residents (11%) were unemployed, compared to 9% in the rest of both Brooklyn and New York City. Rent burden, or the percentage of residents facing difficulty paying rent, was 55% in Crown Heights South, higher than the citywide and boroughwide rates of 52% and 51% respectively. Based on this calculation, as of 2018, Crown Heights South is considered to be gentrifying.
Crown Heights falls within New York’s 9th congressional district, represented by Democrat Yvette Clarke since 2013. It is also part of the 19th and 20th State Senate districts, represented by Democrats Roxanne Persaud and Zellnor Myrie, and the 43rd and 57th State Assembly districts, represented respectively by Democrats Diana Richardson and Phara Souffrant Forrest.
Moreover, Crown Heights is situated in New York’s 35th and 36th City Council districts, represented respectively by Democrats Crystal Hudson and Chi Ossé.
Administratively, Crown Heights is served by Brooklyn Community Board 8 north of Eastern Parkway and Brooklyn Community Board 9 south of Eastern Parkway.
Crown Heights is patrolled by two precincts of the NYPD. Crown Heights North is covered by the 77th Precinct, located at 127 Utica Avenue, while Crown Heights South is patrolled by the 71st Precinct, located at 421 Empire Boulevard.
In 2010, the 77th Precinct ranked 42nd safest out of 69 patrol areas for per-capita crime, while the 71st Precinct ranked 46th safest. As of 2018, both areas have violent crime rates per capita greater than that of the city as a whole, with a non-fatal assault rate of 85 per 100,000 people in Crown Heights North and 73 per 100,000 people in Crown Heights South. Additionally, the incarceration rates are higher than the citywide average, with 872 per 100,000 people in Crown Heights North and 598 per 100,000 people in Crown Heights South.
However, both precincts have seen a decrease in crime rates since the 1990s. The 77th Precinct reported a decrease of 85.7% across all crime categories between 1990 and 2018, while the 71st Precinct reported a decrease of 82.7%. In 2018, the 77th Precinct recorded 2 murders, 32 rapes, 180 robberies, 297 felony assaults, 158 burglaries, 397 grand larcenies, and 72 grand larcenies auto. The 71st Precinct recorded 8 murders, 26 rapes, 166 robberies, 349 felony assaults, 143 burglaries, 464 grand larcenies, and 68 grand larcenies auto.
As of 2018, Crown Heights faces health challenges, with preterm births and births to teenage mothers more common in Crown Heights North compared to Crown Heights South. Crown Heights North had 92 preterm births per 1,000 live births, and Crown Heights South had 91 per 1,000 live births, compared to 87 per 1,000 citywide. Additionally, Crown Heights North recorded 24.6 births to teenage mothers per 1,000 live births, while Crown Heights South had 14.8 per 1,000 live births, compared to 19.3 per 1,000 citywide.
Both neighborhoods have a relatively high population of uninsured residents or those receiving healthcare through Medicaid, estimated at 12% in Crown Heights North and 16% in Crown Heights South, compared to the citywide rate of 12%.
The concentration of fine particulate matter, the deadliest type of air pollutant, is slightly higher than citywide averages, with 0.008 milligrams per cubic meter in Crown Heights North and 0.0078 milligrams per cubic meter in Crown Heights South.
Smoking rates are higher than the city average, with 18% of Crown Heights North residents and 8% of Crown Heights South residents being smokers.
In terms of obesity, diabetes, and high blood pressure, both neighborhoods face challenges. In Crown Heights North, 26% of residents are obese, 13% are diabetic, and 33% have high blood pressure, compared to citywide averages of 24%, 11%, and 28% respectively. In Crown Heights South, 32% of residents are obese, 15% are diabetic, and 37% have high blood pressure.
Moreover, 19% of children are obese in both Crown Heights North and South, compared to the citywide average of 20%.
As of 2018, Crown Heights generally has a similar ratio of college-educated residents to the rest of the city. In Crown Heights North, 44% of residents aged 25 and older have a college education or higher, while 16% have less than a high school education and 40% are high school graduates or have some college education. In Crown Heights South, 35% of residents aged 25 and older have a college education or higher, while 16% have less than a high school education and 48% are high school graduates or have some college education. By contrast, 40% of Brooklynites and 38% of city residents have a college education or higher.
The percentage of students excelling in reading and math has been increasing in both Crown Heights North and South. In Crown Heights North, reading achievement rose from 31% in 2000 to 37% in 2011, and math achievement rose from 22% to 47% within the same time period. Similarly, in Crown Heights South, reading achievement rose from 31% in 2000 to 37% in 2011, and math achievement rose from 21% to 47%.
However, Crown Heights’ rates of elementary school student absenteeism are higher than the rest of New York City. In Crown Heights North, 28% of elementary school students missed twenty or more days per school year, and in Crown Heights South, the proportion was 22%, compared to the citywide average of 20%. Additionally, 71% of high school students in Crown Heights North and 77% in Crown Heights South graduate on time, slightly lower than the citywide average of 75%.
Schools
Among the public schools in Crown Heights are the International Arts Business School, The League School, The School for Human Rights, The School for Democracy and Leadership, and the High School for Public Service: Heroes of Tomorrow, all situated on the campus of the now-closed George W. Wingate High School. Additionally, Success Academy Crown Heights, part of Success Academy Charter Schools, operates in the area. M.S. 587, New Heights Middle School, Achievement First Crown Heights Elementary School, and Achievement First Crown Heights Middle School are all housed in the Mahalia Jackson School building. Furthermore, Explore Empower Charter School is also located in Crown Heights.
Crown Heights is well-served by the New York City Subway, with several stations providing access to various lines. The IRT Eastern Parkway Line has stations at Franklin Avenue (served by 2, 3, 4, and 5 trains), Nostrand Avenue (served by the 3 train), Kingston Avenue (served by the 3 train), and Utica Avenue (served by 3 and 4 trains). Additionally, the IRT Nostrand Avenue Line serves the area with stations at President and Sterling Streets (served by 2 and 5 trains). The BMT Franklin Avenue Line, served by the S train, includes stations at Botanic Garden and Park Place.
Furthermore, the IND Fulton Street Line, running along its namesake street just two blocks north of the border between Crown Heights and Bedford-Stuyvesant, serves the area with stations from Clinton-Washington Avenues to Ralph Avenue and Broadway Junction.
Near the Utica Avenue station, on the border with Brownsville, lies Lincoln Terrace (also known as Arthur S. Somers Park), featuring a gentle slope toward the southern Brooklyn coastline. Notably, within this park, the IRT New Lots Line transitions from a tunnel to an elevated structure.
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