Bankruptcy Solutions
The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions
For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
A Little Manila, known as “Munting Maynila” or “Maliit na Maynila” in Filipino, is a community characterized by a significant population of Filipino immigrants and descendants. It is also referred to as Manilatown (“Bayang Maynila”) or Filipinotown (“Bayang Pilipino”). Little Manilas serve as enclaves of Overseas Filipinos, encompassing individuals of Filipino origin residing outside of the Philippines.
This term encompasses Filipinos who reside abroad either indefinitely as citizens or permanent residents of another country, as well as those who are abroad for a limited, defined period, such as on work contracts or as students. It may also include seafarers and other individuals who work outside the Philippines but are neither permanent nor temporary residents of another country.
Filipino markets
According to Rick Bonus, author of “Locating Filipino Americans: Ethnicity and the Cultural Politics of Space,” there’s a phenomenon where Filipinos tend to interact primarily with other Filipinos. Bonus suggests that Filipino society is tightly bound, leading individuals to exclusively purchase Filipino products from familiar Filipino grocery stores, even if similar products are available at more mainstream retailers.
Filipino restaurants
Many Filipinos who grow up in a Filipino enclave often develop a strong craving for Filipino cuisine. For instance, one author expressed, “…my stomach was trained at an early age to love Filipino food. I ate tocino (sweet pork) and longanisa (sweet sausage) for breakfast, and had adobo, pancit, and beef caldereta for dinner… White kids… would make faces at my food and ask what I was eating.” This highlights the cultural significance of Filipino food within Filipino communities and the sometimes unfamiliar reaction it elicits from those outside the culture.
Income and schooling
According to an article, the percentage of Filipinos living below the poverty line is one of the lowest among Asian groups, with the third-highest income level averaging around $65,000 U.S. dollars. Sterngass further suggests that education is a priority in this culture as well.
Australia
Sydney
Around 85,000 Filipino-Australians reside in the jurisdiction overseen by the Blacktown City Council. Among the population of the City of Blacktown, individuals born in the Philippines make up 5.9%, constituting the largest directly born ethnic group in the area. Moreover, over fifty percent of Filipino-Australians are situated in New South Wales.
Melbourne
“Filipinos in Victoria, a website from Vicnet, a division of the State Library of Victoria, notes that Filipinos have settled in various areas of Metropolitan Melbourne, with the largest concentration choosing to reside in the western suburbs.”
Canada
Winnipeg
Winnipeg is home to 56,400 Filipinos, making it the third-largest Filipino community in Canada by total population, but the largest by percentage at 8.7%. The Filipino community in Winnipeg is the largest visible minority group in the city, surpassing Chinese-Canadians and Indo-Canadians (excluding Aboriginal Canadians, who are not considered a “visible minority” by Statistics Canada). Winnipeg boasts the most established Filipino community in Canada, with mass migration beginning in the 1950s.
Approximately 1 out of every 10 Filipinos in Canada resides in Winnipeg. The city also hosts a Filipino community center known as The Philippine Canadian Centre of Manitoba (PCCM), offering social and service support to the Filipino community and organizing events such as Folklorama. Additionally, there are several Filipino newspapers, including The Pilipino Express News Magazine, The Filipino Journal, and Ang Peryodiko, along with a radio station, CKJS, broadcasting Filipino-related news, music, lifestyle, and more.
The Filipino population in Winnipeg is primarily concentrated in the West End and North End areas of the city. For instance, the neighborhood around Sargent Avenue and Arlington Street is 45% Filipino, while the neighborhood near Sargent Avenue and Wall Street is 47% Filipino.
There have been reports of a proposal to establish a Filipino cultural district, which is currently undergoing community consultations.
Ontario
Greater Toronto Area
Toronto, located in the province of Ontario, boasts the largest Filipino community in Canada, with over 250,000 Filipinos residing in Toronto and its suburbs. Filipinos constitute approximately 5% of Toronto’s population, making them the fourth-largest visible minority group in the city. Toronto serves as the primary destination for Filipino immigrants and tourists, attracting around 9,000 individuals annually.
Downtown Toronto
Downtown Toronto is home to over 670,000 people, with over 20,000 individuals, or approximately 3%, being of Filipino origin. The majority of Filipinos residing in Downtown Toronto inhabit the neighborhoods of St. James Town, where they constitute the largest visible minority group, accounting for 22% of the population, and Parkdale, particularly around Jameson Avenue.
Compared to other areas of Toronto, Downtown Toronto has a relatively small number of Filipino businesses. In St. James Town and surrounding neighborhoods, there are a handful of businesses and offices dispersed throughout the area. These include a variety store (Philippine Variety Store), a take-out restaurant (Wow Philippines! Eat Bulaga!), a dental office (Dr. Victoria Santiago and Associates), a community center (The Filipino Centre, Toronto), and an office of The Filipino Channel.
North York
North York, the northern inner suburb of Toronto, is home to over 620,000 people, with approximately 4% or over 25,000 individuals being of Filipino origin. The Filipino community in North York is primarily concentrated around Clanton Park and Flemingdon Park.
Bathurst Street serves as the main thoroughfare in North York and is predominantly populated by Filipino residents. In Clanton Park, the intersection of Bathurst Street and Wilson Avenue is characterized by a high concentration of Filipino businesses, leading to the area being unofficially referred to as “Little Manila.” Street festivals are common during the summer season, adding to the vibrant atmosphere.
Across the Overlea Bridge from Thorncliffe Park, Flemingdon Park is another area with a significant Filipino population. Of the nearly 20,000 residents in Flemingdon Park, approximately 2,500 are of Filipino descent. Similar to other high-rise communities in Toronto, Flemingdon Park witnessed the growth of its Filipino community during the 1970s and 80s.
Scarborough
Scarborough, the eastern part of Toronto, is home to about 600,000 people, with approximately 7% or over 40,000 individuals being of Filipino origin. Filipino Canadians rank as the third largest Asian Canadian subgroup and the fourth largest visible minority group in Scarborough.
Throughout Scarborough, Filipino establishments and offices are prevalent, with nearly every mall and plaza featuring at least one Filipino establishment. Some popular restaurants include Marcy Fine Foods, Remely’s, Barrio Fiesta, Chef George, Sino Pino, Mayette’s, Jesse Jr. (with 3 branches), Golden Valley Food Outlet, Cucina Manila, Bicol Express, Esperanza’s Pancitan, Mami’s, Coffee In, and Fiesta Filipino. Additionally, FV Foods (with 3 branches), Manila Bakery, and Baker’s Best specialize in Filipino sweets and breads. Many of these establishments also serve as stores offering imported Filipino products. Scarborough also hosts numerous remittance and door-to-door service offices, including Mabini Express, PNB, Forex, UMAC Express Cargo, Gemini Express, and RemitX.
Mississauga
Mississauga, a city immediately west of Toronto and Canada’s sixth-largest city, is home to over 700,000 people, with approximately 4.6% or just over 30,000 individuals being of Filipino origin. Filipino Canadians rank as the third largest Asian Canadian subgroup and the fourth largest visible minority group in Mississauga. Tagalog, the Filipino language, is the seventh most spoken language in the city. The growth of Mississauga’s Filipino community is largely attributed to its proximity to Toronto, although specific citations for this claim are needed.
Throughout Mississauga, numerous Filipino establishments and professional offices are dispersed. Some popular establishments include Something Sweet 4 U (with 2 branches), Ellen’s Place, Minerva Studio and Restaurant, Aristokrat, Halo Halo World Cafe, and a branch of FV Foods. Additionally, several stores specialize in Filipino goods, and many Asian supermarkets carry Filipino products. The Philippine National Bank also has an office in Mississauga, along with numerous professional offices, particularly dental and law offices.
Mississauga hosts various Filipino cultural events, with two Filipino community centers, namely Kalayaan Community Centre and The Fiesta Filipina Centre for the Arts. Mississauga Valley Park serves as the venue for many community events, including the Kalayaan Independence Day Picnic and the Philippine Colleges and Universities Alumni Associations Summerfest. Furthermore, Mississauga Celebration Square at the city center hosts the annual Philippine Festival.
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