Bankruptcy Solutions
The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions
For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
Middle Village, nestled in the heart of Queens, New York City, is primarily a residential enclave. Its boundaries are defined by the Long Island Expressway to the north, Woodhaven Boulevard to the east, Cooper Avenue and the former LIRR Montauk Branch railroad tracks to the south, and Mount Olivet Cemetery to the west. While the area enclosed by Mt. Olivet Crescent, Fresh Pond Road, Eliot Avenue, and Metropolitan Avenue is often considered part of Middle Village, it is sometimes categorized as part of neighboring Ridgewood.
Surrounded by Elmhurst to the north, Maspeth and Ridgewood to the west, Glendale to the south, and Rego Park to the east, Middle Village enjoys a strategic location within Queens. The neighborhood’s housing landscape predominantly comprises single-family homes, along with a mix of attached residences and small apartment buildings. This blend of housing options contributes to Middle Village’s diverse residential fabric.
Settled around 1816 by English immigrants, Middle Village earned its name in the early nineteenth century due to its strategic location as the midpoint between Williamsburg, Brooklyn, and Jamaica, Queens. This position was along the Williamsburgh and Jamaica Turnpike, which opened in 1816 (now known as Metropolitan Avenue). Initially, the area remained sparsely populated, largely due to the presence of the expansive Juniper Swamp. This swamp, known as a refuge where Americans hid from British forces during the Revolutionary War, was bounded by a road named “Juniper Round Swamp Road.”
Following the Civil War, Middle Village experienced a demographic shift and became predominantly inhabited by German immigrants. By 1873, the Williamsburgh and Jamaica Turnpike had transitioned into an untolled road. Additionally, in 1879, the St. John Roman Catholic Cemetery was established on the eastern side of the town, leading to the emergence of hotels and other services to cater to cemetery visitors. The western portion of Middle Village was known as “Metropolitan” until just before World War I.
Based on data from the 2010 United States Census, Middle Village had a population of 37,929, showing a slight increase of 300 (0.8%) from the 37,629 residents counted in 2000. Covering an area of 1,329.29 acres (537.94 ha), the neighborhood had a population density of 28.5 inhabitants per acre (18,200/sq mi).
The racial composition of Middle Village was as follows: 74.0% (28,071) White, 0.9% (354) African American, 0.1% (31) Native American, 8.1% (3,059) Asian, 0.0% (7) Pacific Islander, 0.2% (89) from other races, and 0.8% (314) from two or more races. Hispanic or Latino individuals of any race comprised 15.8% (6,004) of the population.
Within Community Board 5, encompassing Maspeth, Ridgewood, Middle Village, and Glendale, there were 166,924 residents as of NYC Health’s 2018 Community Health Profile, with an average life expectancy of 81.4 years. Most residents were youth and middle-aged adults, with 22% between 0–17 years old, 31% between 25–44, and 26% between 45–64. The proportion of college-aged and elderly residents was lower, at 8% and 13%, respectively.
Metro Mall is a tri-level shopping mall situated on Metropolitan Avenue just west of the neighborhood’s subway station. Its origins trace back to 1920 when the C.B. French Company, known for manufacturing telephone booths for AT&T, established a factory on the site. Following acquisitions by Turner-Armour Company and subsequently Western Electric Company, the plant continued producing telephone booths until its closure around 1965. United Merchants and Manufacturers Inc. then acquired the land and constructed a three-story mall between 1972 and 1974.
However, in the 2010s, Metro Mall faced challenges common to malls across the United States during the “retail apocalypse” period. Many tenants departed, notably including Kmart and Toys “R” Us, both located within two of the mall’s anchor tenant spaces on level 2, known as Rentar Plaza. This exodus left BJ’s Wholesale Club and Reymour & Flanigan, located in two other anchor tenant spaces on level 1, as the only remaining major retailers as of 2019. The now-vacant level 2 is currently utilized as a storage facility by the New York City Department of Transportation (DOT).
The United Community Methodist Church, initially established as the Methodist Episcopal Church of Newtown, represents the first Methodist church in Middle Village. Its original location near the intersection of Juniper Valley Road and 80th Street saw the church built in 1769. However, in 1836, it was relocated to Metropolitan Avenue near 75th Street. Subsequent rebuilds occurred in 1901 and 1926.
Trinity Lutheran Church, founded in 1851 within the Lutheran-All Faiths Cemetery, faced numerous trials. A school established in 1861 burned down shortly after its founding, leading to the church’s relocation to 69th Street. Unfortunately, both the school and the church met similar fates—the school burned in 1895, and the church in 1906. Despite rebuilding efforts, subsequent lightning damage in 1975 and a 1977 fire rendered the church uninhabitable. Finally, the church’s third iteration, constructed in 1979, now stands on a parcel of land bounded by Penelope Avenue, Dry Harbor Road, Juniper Boulevard South, and 81st Street. The original structures’ bells and cornerstones serve as the only surviving remnants, placed in front of the original church.
St. Margaret’s Roman Catholic Church, erected in 1860 along with an adjoining school, served a unique purpose during the American Civil War as a temporary jail. Both structures underwent reconstruction—the school in 1899 and the church in 1907. In 1935, they relocated to a four-story edifice on Juniper Valley Road near 80th Street.
Maspeth, Ridgewood, Middle Village, and Glendale fall within the purview of the NYPD’s 104th Precinct, headquartered at 64-02 Catalpa Avenue. In 2010, this precinct ranked as the 21st safest out of 69 patrol areas in terms of per-capita crime. While the precinct encompasses a sizable diamond-shaped area, Maspeth and Middle Village are generally considered safer than Ridgewood. Middle Village has historically maintained a relatively safe environment, with anecdotal reports suggesting that during the peak of crime in the 1970s and 1980s, the Mafia may have played a role in preventing criminal activities. As of 2018, the rate of violent crimes per capita in Middle Village, Ridgewood, and Maspeth, with a non-fatal assault rate of 19 per 100,000 people, is lower than that of the entire city. Additionally, the incarceration rate of 235 per 100,000 people in these neighborhoods is lower than the citywide average.
As of 2018, Middle Village, Ridgewood, and Maspeth exhibit lower rates of preterm births and births to teenage mothers compared to other areas citywide. In these neighborhoods, there were 70 preterm births per 1,000 live births, contrasting with the citywide average of 87 per 1,000. Similarly, the rate of births to teenage mothers stood at 17.6 per 1,000 live births, lower than the citywide rate of 19.3 per 1,000. Moreover, Middle Village, Ridgewood, and Maspeth boast a low population of uninsured residents, estimated at 13%, slightly higher than the citywide rate of 12%.
However, concerning environmental factors, these neighborhoods exhibit higher levels of fine particulate matter, a hazardous air pollutant, at 0.008 milligrams per cubic meter, exceeding the city average. Additionally, 20% of residents in Middle Village, Ridgewood, and Maspeth are smokers, surpassing the citywide average of 14%. Health indicators also reveal that 19% of residents are obese, 7% are diabetic, and 20% have high blood pressure, albeit slightly lower than the citywide averages of 22%, 8%, and 23%, respectively. Moreover, 19% of children in these neighborhoods are obese, in line with the citywide average of 20%.
As of 2018, Middle Village, Ridgewood, and Maspeth demonstrate a lower proportion of college-educated residents compared to the rest of the city. While 33% of residents aged 25 and older hold a college degree or higher, 16% have less than a high school education, and 50% are high school graduates or have some college education. This contrasts with the figures for Queens, where 39% of residents and 43% of city residents have attained a college education or higher.
Despite these educational trends, the academic performance of students in Middle Village, Ridgewood, and Maspeth has shown improvement. The percentage of students excelling in math increased from 36% in 2000 to 67% in 2011, and reading achievement rose from 42% to 49% during the same period.
Moreover, these neighborhoods exhibit lower rates of elementary school student absenteeism compared to the city as a whole. Only 14% of elementary school students in Middle Village, Ridgewood, and Maspeth missed twenty or more days per school year, lower than the citywide average of 20%. Additionally, 82% of high school students in these areas graduate on time, surpassing the citywide average of 75%.
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