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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
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For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.
Debtor Litigation Defense
Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.
Landlord Tenant Solutions
Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.
Distressed Real Estate
A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.
Student Loan Solutions
In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans
Tax Debt Solutions
Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.
Ozone Park, located in the southwestern section of the New York City borough of Queens, sits adjacent to the Aqueduct Racetrack in South Ozone Park, a popular destination for Thoroughbred racing and the site of the Resorts World Casino & Hotel. Initially known for its significant Italian-American population, Ozone Park has since evolved to include residents from Caribbean, Hispanic, and Asian backgrounds.
Although New York City neighborhoods lack formal boundaries, Ozone Park is commonly described as having Atlantic Avenue as its northern border, North Conduit Avenue as its southern border, the Brooklyn/Queens border line as its western border, and extending up to 108th Street and Aqueduct Racetrack as its eastern border.
Ozone Park is situated within two community districts, split by Liberty and 103rd Avenues. The southern portion falls within Queens Community District 10, served by the New York City Police Department’s 106th Precinct, while the northern part lies within Queens Community District 9 and is under the jurisdiction of the NYPD’s 102nd Precinct. Its ZIP Codes are 11416 and 11417.
The name “Ozone Park” was selected for the development with the intention of enticing buyers with the concept of invigorating breezes wafting in from the Atlantic Ocean to create a park-like community. During that period, ozone was commonly believed to be a beneficial element of fresh air, akin to the revitalizing breezes found in mountain or seaside environments. However, it’s now understood that ozone, when present at ground level, is a harmful pollutant.
Early years
An area predating Ozone Park, known as “Centreville,” was established in the 1840s and was centered around Centreville Street and the Centreville Community Church. Even today, a part of Ozone Park retains the name “Centreville.”
In the 1870s, two French immigrants, Charles Lalance and Florian Grosjean, set up a factory in Woodhaven, manufacturing cooking materials and porcelain enamelware. Unfortunately, the factory burned down in 1876. Undeterred, Lalance and Grosjean constructed a second factory and a hundred houses for workers at Atlantic Avenue and 92nd Street in what is now Ozone Park.
During the economic depression of the 1870s, New York City residents sought more affordable housing options in the suburbs of Manhattan and Brooklyn. In response, the New York, Woodhaven & Rockaway Railroad commenced service on the Montauk Branch and Rockaway Beach Branch from Long Island City to Howard Beach, Queens, in 1880. Two years later, Benjamin W. Hitchcock and Charles C. Denton, affluent partners, acquired plots of land around what would later become the Woodhaven Junction station. The Ozone Park station along the Rockaway Beach Branch opened in 1883.
Advertisements for Ozone Park touted its “pure air” and “no malaria.” The area earned the nickname “the Harlem of Brooklyn” because, like Harlem, it was a thriving neighborhood, particularly among Jewish and Italian residents. Hitchcock and Denton chose the name “Ozone Park” because, in the 1880s, ozone was associated with refreshing sea breezes, and the Atlantic Ocean was nearby.
Development
The Brooklyn Rapid Transit Company’s Fulton Street elevated railroad line above Liberty Avenue commenced operations in 1915, featuring a station at Lefferts Avenue (now Lefferts Boulevard). The introduction of a 5-cent fare for the elevated train system played a significant role in Ozone Park’s development, as it allowed residents to traverse the entire elevated and subway network for a nominal fee. Subsequently, real estate developers began acquiring lots along Liberty Avenue, anticipating an influx of residents drawn to Ozone Park by the new station.
The 1920s witnessed extensive housing construction in the area, characterized by houses with enclosed front porches, open back porches, and stained-glass windows in the living rooms. Most of these residences were single-family detached or semi-detached, following a standardized layout with the living room, dining room, and kitchen on the main floor and three bedrooms and a bath upstairs. Woodhaven Avenue, the primary north-south thoroughfare, was extended to the Rockaway Peninsula and widened to 150 feet, becoming Woodhaven Boulevard.
The extension of Woodhaven Avenue facilitated easier access to Ozone Park by car, thereby increasing the value of the land and triggering a construction boom. Between 1921 and 1930, the population of Ozone Park surged by over 180%, from 40,000 to 112,950 residents.
This population surge necessitated the establishment of schools and entertainment venues. John Adams High School was constructed in 1930 to meet this demand, coinciding with the slowdown of the construction boom and preceding the Great Depression. Additionally, the Cross-Bay Movie Theatre, boasting 1,800 seats, opened in December 1924, while a 2,000-seat theater was built at 102nd Street and Liberty Avenue during the same period.
A distinct area of Ozone Park known as “The Hole,” bounded by 75th (Ruby) Street, South Conduit Avenue, 78th Street, and Linden Boulevard, earned its name due to the houses being built below grade, with ground levels situated 30 feet lower than the surrounding area. “The Hole” experienced frequent flooding, prompting the city of New York to install sewers and sewer lines in the 1930s. Consequently, homeowners received incentives to raise their homes, although some opted not to do so, resulting in their first floors becoming basements. In 2004, the New York City Department of Environmental Protection devised plans to connect the neighborhood to the city’s sewer system, aimed at alleviating the flooding by raising the land level.
Later years
The Centreville Community Church merged with the United Methodist Church of Ozone Park in 1957, leading to the construction of a new church, the Community Methodist Church of Ozone Park, at the Southeast corner of Sutter Avenue and Cross Bay Boulevard. Completed in time for Christmas 1958, the old church and its surrounding property were sold to Aqueduct Racetrack, with the historic church being demolished in mid-1959.
The closure of the Lalance and Grosjean factory in the 1960s resulted in its gradual deterioration over the following decades. In 1981, the factory complex was designated a New York City Landmark. Today, the remaining structure has been adaptively reused as a medical clinic, with only the factory’s old clock tower still standing.
A scandal emerged in 1996 involving two Jewish cemeteries in Ozone Park, Mokom Sholom Cemetery and Bayside Cemetery, which share a tract bounded by 80th and 84th Streets and Liberty and Pitkin Avenues. Allegations surfaced of the re-use of graves, particularly those of infants and small children from the mid-to-late 19th century, for resale to recent Russian Jewish immigrants. Both cemeteries had also suffered damage from vandals, grave-robbers, and individuals practicing necromancy, although Mokom Sholom was impacted to a greater extent. WABC-TV reported on the damage to Mokom Sholom, while restoration efforts for Bayside Cemetery were led by the late city councilman Al C. Stabile.
Based on data from the 2010 United States Census, Ozone Park had a population of 21,376, showing a slight increase of 324 (1.5%) from the 21,052 counted in 2000. Covering an area of 576.32 acres, the neighborhood had a population density of 37.1 inhabitants per acre.
The racial composition of Ozone Park was diverse, with 30.5% White, 5.6% African American, 0.4% Native American, 19.4% Asian, 2.6% from other races, and 3.6% from two or more races. Hispanic or Latino individuals of any race comprised 37.9% of the population.
Within Community Board 10, encompassing Howard Beach, southern Ozone Park (south of 103rd Avenue), and South Ozone Park, the 2018 Community Health Profile reported a total of 125,603 inhabitants, with an average life expectancy of 81.7 years. Most residents were youth and middle-aged adults, with 22% between 0–17 years, 28% between 25 and 44, and 28% between 45 and 64.
Regarding economic indicators, the median household income in Community Board 10 as of 2017 was $73,891. In 2018, approximately 19% of Ozone Park and Howard Beach residents lived in poverty, with a slightly higher rent burden compared to boroughwide and citywide rates. Despite this, Ozone Park and Howard Beach were considered high-income relative to the rest of the city and not experiencing gentrification.
Demographic changes
Since its inception, Ozone Park has been predominantly inhabited by various immigrant groups. Initially, French immigrants were associated with a pot factory on Atlantic Avenue. Following them, Germans and the Irish constituted a significant portion of Ozone Park’s population in the late 19th and early 20th centuries. Over time, Italians began migrating from East New York, Brooklyn, with many of the current Italian residents originally hailing from Brooklyn. Additionally, a notable Polish community emerged, centered around Saint Stanislaus Bishop and Martyr Roman Catholic Church and its affiliated elementary school.
In the 21st century, a new wave of immigrants from Latin America, South Asia (specifically Bangladesh), the West Indies, and South America (Indo-Guyanese & Indo-Surinamese) moved in, contributing to the neighborhood’s diverse ambiance, particularly evident along 101st Avenue and Liberty Avenue near its border with Richmond Hill. While Ozone Park was once predominantly Italian-American, these newcomers have transformed it into one of the most rapidly growing and ethnically diverse neighborhoods in New York City. The Hispanic population, concentrated in the northern part of the neighborhood near the Woodhaven border, is significant, with an African-American minority dispersed throughout the area.
Residents of Ozone Park range from working-class to middle-class families, many of whom own or rent private homes on the neighborhood’s picturesque, tree-lined residential streets.
Census data from the late 18th century indicates that Ozone Park was thinly populated due to limited transportation options. However, the landscape changed significantly with the opening of the Fulton Street Line in 1915, which linked Ozone Park to the broader New York City area and sparked a substantial influx of Italian immigrants. As a result, Ozone Park began to develop numerous smaller sub-neighborhoods, each with its own distinct identity.
Other sections
Centreville, which retains its name, is delineated by Aqueduct to the east, Cross Bay Boulevard to the west, North Conduit Avenue to the south, and Rockaway Boulevard to the north. Liberty Heights forms a triangular area bounded by Liberty Avenue to the south, the diagonal-running 101st Avenue (Jerome Avenue) from southwest to northeast, and Woodhaven Boulevard to the east. Balsam Village derives its name from Balsam Farms, which subdivided parcels of land for development, and is enclosed by Liberty Avenue and North Conduit Avenue to the north, 84th Street to the west, and Cross Bay Boulevard to the east.
Tudor Village, situated in southwestern Ozone Park, is notably compact, comprising approximately two hundred and fifty residences spanning just five residential streets and two avenues. Predominantly inhabited by Italian Americans, it accommodates around six hundred residents. Established in the late 1800s, Tudor Village has thrived over the years. Its streets are adorned with suburban trees, and at its heart lie the “Tudor Malls,” featuring floral arrangements throughout.
Tudor Village is also home to Tudor Park, a 20-acre recreational area offering amenities such as a baseball field, racquetball courts, picnic areas, a fountain, and playgrounds. Additionally, on the southeast corner of the village, another baseball field and shaded benches provide resting spots. Tudor Village shares a border with Howard Beach.
Within Ozone Park, other notable areas include Magnolia Court (95th St & 150th Rd), Park Village (Tahoe St & North Conduit Ave), Kaybern Court (97-52 75th St), Ozone Plaza (84-23 103rd Ave), Dumont Village (Dumont Ave & 85th St), Greentree Condos (Albert Road & 95 St), Albert Gardens (94-20 Albert Rd), Newlyn Estates (85-22 Dumont Ave), and Sterling Manor (105-25 88th St).
Howard Beach, southern Ozone Park (south of 103rd Avenue), and South Ozone Park are under the jurisdiction of the 106th Precinct of the NYPD, stationed at 103-53 101 Street.[8] Ranking 26th safest out of 69 patrol areas for per-capita crime in 2010, the precinct faces a high rate of car thefts due to its proximity to the Belt Parkway, a significant travel route.[36] As of 2018, the non-fatal assault rate stands at 32 per 100,000 people, indicating that the rate of violent crimes per capita in Howard Beach and South Ozone Park is lower than that of the city overall. Moreover, the precinct’s incarceration rate of 381 per 100,000 people is beneath the citywide average.[32]: 8
Over the years, the 106th Precinct has witnessed a decline in crime rates across all categories, marking an overall reduction of 81.3% between 1990 and 2018. In 2018 alone, the precinct documented 6 murders, 16 rapes, 183 robberies, 246 felony assaults, 133 burglaries, 502 grand larcenies, and 97 grand larcenies auto.[37]
During the 1980s, the 106th Precinct was embroiled in various police brutality incidents, notably the stun gunning of high schooler Mark Davidson on April 17, 1985, following his arrest on marijuana possession charges.[38] One of the officers implicated in the stun-gunning, Michael Aranda, was subsequently acquitted in 1991.
As of 2018, Ozone Park and Howard Beach show higher rates of preterm births compared to the citywide average, with 97 preterm births per 1,000 live births (compared to 87 per 1,000 citywide), while births to teenage mothers are less common, with 14.2 births per 1,000 live births (compared to 19.3 per 1,000 citywide).[32]: 11 Additionally, the uninsured population in these areas is lower at 8%, compared to the citywide rate of 12%.[32]: 14
The concentration of fine particulate matter, a dangerous air pollutant, in Ozone Park and Howard Beach is 0.0068 milligrams per cubic meter, which is less than the city average.[32]: 9 Smoking rates are also lower, with 12% of residents in Ozone Park and Howard Beach being smokers, compared to the citywide average of 14%.[32]: 13 However, rates of obesity, diabetes, and high blood pressure are higher in Howard Beach and South Ozone Park, with 27% of residents being obese, 19% diabetic, and 34% having high blood pressure, compared to citywide averages of 22%, 8%, and 23% respectively.[32]: 16 Additionally, 21% of children in these areas are obese, slightly higher than the citywide average of 20%.[32]: 12
Although 83% of residents eat some fruits and vegetables every day, which is slightly below the city’s average of 87%, only 77% describe their health as “good”, “very good”, or “excellent”, which is similar to the city’s average of 78%.[32]: 13 Moreover, there are eight bodegas for every supermarket in Howard Beach and South Ozone Park, indicating limited access to fresh produce and healthier food options.[32]: 10 The nearest major hospitals are Brookdale University Hospital and Medical Center in Brooklyn and Jamaica Hospital in Jamaica.
Various New York City Bus routes serve the area, including the Q7, Q8, Q11, Q21, Q24, Q41, Q52 SBS, Q53 SBS, and Q112. Additionally, the B15 passes through the neighborhood without making any stops.[46] In terms of subway access, both the IND Fulton Street Line (A train) and IND Rockaway Line (A train) serve the neighborhood, providing convenient public transportation options for residents and visitors alike.
Ozone Park and Howard Beach generally exhibit a lower rate of college-educated residents compared to the rest of the city as of 2018. While 28% of residents aged 25 and older have a college education or higher, 23% have less than a high school education, and 49% are high school graduates or have some college education. In contrast, 39% of Queens residents and 43% of city residents have a college education or higher. The percentage of students excelling in math in Ozone Park and Howard Beach rose from 33% in 2000 to 61% in 2011, and reading achievement increased from 37% to 48% during the same period.
Moreover, Ozone Park and Howard Beach have a lower rate of elementary school student absenteeism than the rest of New York City. In Howard Beach and South Ozone Park, 18% of elementary school students missed twenty or more days per school year, which is lower than the citywide average of 20%. Additionally, 82% of high school students in Ozone Park and Howard Beach graduate on time, surpassing the citywide average of 75%.
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