Call for a Free Consultation, Near You. Hablamos Espanol
Call for a Free Consultation, Near You. Hablamos Espanol
SUFFOLK (631)-271-3737, QUEENS (718)-751-0226
NASSAU (516)-307-0262, BROOKLYN (347)-508-9316, BOHEMIA (631)-223-4502
Exceptional Legal Representation Throughout
Long Island and New York, Since 1993.
SUFFOLK (631)-271-3737, QUEENS (718)-751-0226
NASSAU (516)-307-0262, BROOKLYN (347)-508-9316, BOHEMIA (631)-223-4502
Exceptional Legal Representation Throughout Long Island and New York, Since 1993.

Bankruptcy Lawyer in Long Island, NY

Expert bankruptcy assistance for financial relief

Receive personalized guidance to eliminate debts, protect assets, and regain financial control. We are here to help you get a fresh start.

Hear from Our Clients

Valuable but FREE initial legal consultations at our CONVENIENT Long Island and New York City law office locations. Click below for directions:

SUFFOLK LOCATION
(Main Location)

445 Broadhollow Road, Suite CL-10 ,
Melville, NY 11747 | 631-250-4120

SUFFOLK LOCATION
(Main Location)

34 Willis Avenue, Suite 105 ,
Mineola, NY 11501 | 516-307-0262

QUEENS LOCATION
(By Appointment)

118-35 Queens Blvd Tower, Suite 400
Queens, NY 11375 | 718-751-0226

BROOKLYN LOCATION
(By Appointment)

26 Court Street, Suite 2206 Brooklyn, NY 11242 | 347-508-9316

BOHEMIA LOCATION
(By Appointment)

80 Orville Dr suite 100 rm 225,
Bohemia, NY 11716 | 631-223-4502

We Deliver Results To Our Clients, And It Shows

100% Recommend

Our Comprehensive Legal Services Long Island, NY

Bankruptcy Solutions

Chapter 7 Bankruptcy

Chapter 11 Bankruptcy

Chapter 13 Bankruptcy

Adversary Proceedings

Contested Bankruptcy Motions

Bankruptcy Appeals

Subchapter V of Chapter 11 of the Bankruptcy Code

We have helped over 10,000 Long Island and New York City residents and businesses overcome debt challenges since 1993.

Bankruptcy Law in Long Island

Experienced bankruptcy lawyers offering strategic financial solutions in Long Island.

Bankruptcy provides individuals and businesses with a legal means to address overwhelming debt and move forward toward a more secure financial future. At Ronald D. Weiss, PC, we specialize in navigating the complexities of bankruptcy law. Whether you need to eliminate unsecured debts or reorganize your financial obligations, we’re here to guide you through every stage of the process.

Our attorneys have years of experience and a deep understanding of the bankruptcy system. We work closely with clients to explain the different bankruptcy chapters available, such as Chapter 7, Chapter 11, and Chapter 13. Each option serves distinct needs, and we’ll help you choose the one that’s right for your situation, ensuring that you achieve the maximum benefit and protection from creditors.

Benefits of Bankruptcy Filing

How bankruptcy can give you a fresh financial start

Halt creditor harassment immediately with an automatic stay.
Potentially discharge large amounts of unsecured debt like medical bills and credit cards.
Develop manageable repayment plans for debts that can’t be discharged.
Protect your home from foreclosure or car from repossession.
Receive expert guidance through complex legal processes.
Build a stronger financial future by eliminating insurmountable debts.

What Is Bankruptcy?

Understand the purpose and process of filing for bankruptcy

Bankruptcy is designed to provide financial relief by discharging or reorganizing debts. When you file for bankruptcy, you gain legal protection from creditors and the ability to resolve financial struggles that have become too difficult to overcome. This legal process allows individuals and businesses to either eliminate unsecured debts or create a payment plan that suits their financial capacity.

In addition to providing debt relief, bankruptcy is also structured to ensure fairness to creditors. The process helps balance the debtor’s need for relief with the creditor’s right to seek repayment. At Ronald D. Weiss, PC, we’ll work with you to determine if bankruptcy is the right solution and which chapter best meets your specific needs. Our team provides clarity and expert advice throughout the process to ensure you make the best decision for your future.

Bankruptcy

Chapter 7 vs Chapter 13 Bankruptcy

Choosing the right bankruptcy chapter for your needs

Chapter 7 and Chapter 13 bankruptcy are the two most common forms of personal bankruptcy, but they serve different purposes. Chapter 7 allows for the complete discharge of qualifying debts, meaning they are eliminated without the need for repayment. This chapter is often ideal for individuals with significant unsecured debt and limited assets to protect. However, not everyone qualifies for Chapter 7, as it is subject to a means test based on income and expenses.

On the other hand, Chapter 13 bankruptcy is designed for individuals with a steady income who wish to reorganize their debts into a manageable repayment plan. Over three to five years, the debtor makes monthly payments to the court-appointed trustee, who then distributes the funds to creditors. Chapter 13 can be especially helpful for those looking to protect their home from foreclosure or catch up on missed car payments. At Ronald D. Weiss, PC, we will evaluate your financial situation and recommend the best chapter for your needs, ensuring you understand the pros and cons of each option.

Bankruptcy Discharge

Start Your Path to Financial Freedom

Take control of your finances today

Filing for bankruptcy is a powerful tool that can help you regain control of your financial future. With the right legal guidance, bankruptcy allows you to eliminate or reorganize debt, protect assets, and start fresh. At Ronald D. Weiss, PC, we’re committed to providing you with the support and expertise needed to make informed decisions and achieve the best possible outcome.

Don’t let debt continue to overwhelm you. Our experienced bankruptcy lawyers are here to guide you through the process, providing personalized solutions that match your unique financial situation. Contact us today for a free consultation and take the first step toward financial freedom.

FAQ

Frequently Asked Questions

What is the main difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 generally involves liquidating non-exempt assets to pay debts and is quicker, while Chapter 13 creates a 3-5 year repayment plan using your income to catch up on debts.

Will filing for bankruptcy eliminate all of my debts completely?

Bankruptcy typically discharges unsecured debts like credit cards and medical bills, but usually not student loans, recent taxes, or domestic support obligations like alimony or child support.

How much does it typically cost to file for bankruptcy on Long Island?

Costs vary based on the chapter filed and case complexity, including court filing fees (around $338 for Chapter 7 and $313 for Chapter 13) and attorney fees, discussed in your consultation.

Can I keep my house and car if I file with a bankruptcy law firm?

Often, yes. Exemptions protect equity in homes and vehicles. A Chapter 13 bankruptcy lawyer can also help structure plans to catch up on payments and retain these assets.

How long does the bankruptcy process usually take from start to finish?

A Chapter 7 case typically concludes in 4-6 months. In contrast, a Chapter 13 repayment plan lasts for 3 to 5 years before debts are finally discharged.

What happens immediately after my bankruptcy lawyer files my case?

An “automatic stay” goes into effect, instantly stopping most creditors from contacting you, garnishing wages, repossessing property, or pursuing lawsuits while the case proceeds.

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