Goals of Credit Repair – Bring up credit scores by decreasing negative items and increasing positive items. Credit Report deals with any kind of bank debt. Want to be independent.
Need Law: how long on C report in NY, dispute/litigation items, what are a consumer’s rights? What can be litigated
FDPRA -needs to be truthful
Need Law: how long on C report in NY, dispute/litigation items, what are a consumer’s rights? What can be litigated
No negative reporting under the CARES Act: need scope.
Because we can do a range of things: 1) just repair C where error; 2) where correct, settle and then repair; 3) where can’t settle, BK and then repair.
We can also litigate with a creditor to vacate a judgment and then do credit repair.
Can also litigate with Credit Reporting Companies.
Monday – Friday 9 am – 8:30 pm
Saturday 9 am – 5 pm
Sunday – closed