The Law Firm of Ronald D. Weiss Esq. is a Long Island bankruptcy, foreclosure, modification and negotiation law office, located on the border of Nassau & Suffolk County, in Melville, New York. For over thirty (30) years our Long Island lawyers have represented individuals and businesses experiencing financial hardship and homeowners undergoing mortgage and foreclosure difficulties in Suffolk & Nassau County. Our attorneys serve our clients throughout the greater Long Island and New York areas in almost every aspect of debt relief including: Chapter 7, 11 and 13 bankruptcy cases, foreclosure defense, creditor negotiations, mortgage modifications, forbearance agreements, emergency orders to show cause, tax debt installment plans, student loan resolutions, landlord-tenant law and business debt settlements. Please call us today to speak directly to an attorney or lawyer with expertise in these areas who can give you a free phone or office consultation.
Ronald D. Weiss, Esq. is a Suffolk & Nassau, Long Island lawyer, who since 1988 has specialized in Bankruptcy solutions, Foreclosure solutions and Modification/Negotiation solutions. Since our inception, our law office has represented thousands of clients from Suffolk & Nassau County in bankruptcy cases, preventing foreclosure and in negotiating and settling debt.
We represent clients in the greater Long Island and New York areas in the following concentrations:
Bankruptcy Solutions utilize federal bankruptcy laws and courts to immediately protect individuals and businesses from their creditors and to eliminate debt in Chapter 7 or to reorganize debt under both Chapter 13 (primarily used for individuals) and Chapter 11 (primarily used by businesses). Bankruptcy Adversary Proceedings litigate disputed issues, such as the dischargeability of debt, avoidable transfers and/or turnover of assets, while Bankruptcy Contested Motions engage in motion practice over issues such as relief from the automatic stay, dismissal of the case, the treatment of claims and the avoidance of judgment liens in contested and/or complex bankruptcy cases. Where we are seeking reconsideration and review of the decision of a bankruptcy judge, Bankruptcy Appeals allow appellate review of the bankruptcy court by the federal district court. We often use Bankruptcy Solutions when our clients are overwhelmed by unsecured debts such as credit cards, medical bills, personal loans, business debt and/or need time and opportunity to cure or modify secured debts such as mortgage and car loan arrears. The automatic stay, which stops all creditor activities including bank restraints, wage garnishments, and foreclosure sales goes into effect immediately upon the filing of a bankruptcy case. Bankruptcy Solutions are often the most certain and efficient method to resolve problematic debt and to eventually restore our client’s financial well-being and credit.
Foreclosure Solutions utilize the laws and courts of the State of New York to engage in Foreclosure Defense which protects a client and their home from foreclosure litigation by their mortgage holder through answers, discovery, opposition to motions for an order of reference, summary judgment and/or a judgment of foreclosure and sale. Court settlement and/or status conferences that are held routinely in foreclosure cases, allow us to engage in discussions with the mortgage holders attorneys and the court over possible settlement and modification options. State Court Appeals and/or reargue or renew motions allow us ti seek reconsideration of a decision or order of a state court with motions to reargue or renew made to the same state court and with State Court Appeals, which seek appellate review, made to the Appellate Division. Orders to Show Cause give our clients emergency relief in the state court system to seek to stay a foreclosure sale and/or to expedite a motion seeking to vacate a previous order or decision of the court. We also often use Bankruptcy as a Foreclosure Solution, to utilize the automatic stay in a bankruptcy case to immediately stop foreclosure sales and other litigation against our client where our client can potentially cure or modify their debt over time. Modifications and other Negotiated Foreclosure Solutions such as short sales, forbearance agreements and deeds in lieu as discussed below are often sought by us on behalf of our clients to ultimately settle foreclosures. Foreclosure Solutions are intended to provide time and leverage to our clients with foreclosure and mortgage problems so as to give our clients a greater likelihood of resolving their mortgage difficulties.
Modification & Negotiation Solutions are direct negotiations with a client’s creditors to reduce and extend debts such as mortgage debt, credit card debt, student loans, business debts and tax debt. Mortgage Modifications allow us to resolve our client’s mortgage loan arrears while seeking to restructure the note to allow for improved payment terms with interest rates reduced, the loan term extended and potentially partial deferment. Other methods of mortgage negotiations involve Short Sales and Voluntary Sales and Refinancing to Stop Foreclosure, which allow a homeowner to engage in an agreed upon “short payoff” to the lender. Credit Card Settlements are negotiated agreements with the client’s unsecured creditors to give a drastically reduced lump sum to settle past due credit card debt. Tax Debt Negotiations and Student Loan Debt Installment Plans often seek partial payment installment plans which allow a client to pay a reduced monthly payments on their tax debt or student loans based on their income while riding out the statute of limitations to eventually have the balance of the debt forgiven. Business Debt Negotiations are intended to allow the a business owner trying to survive in business to pare down obligations in order to stay operational or if the situation is not worth saving to negotiate just the business debts where there is personal liability. Modification and Negotiation Solutions are intended to give our clients a negotiating advantage which drastically improves their chances of obtaining a satisfactory modification agreement or other negotiated settlement with their creditors.
Landlord-Tenant Defense is usually in the local Landlord Tenant Courts and is often necessary if a house is lost to foreclosure and more time is needed by the former homeowner before they need to vacate the house. Also, residential and commercial tenants often are in need of representation where they are struggling to avoid eviction. We also defend clients owning shares in their cooperative apartments in situations where there is litigation in the landlord tenant court over their proprietary lease. Finally, we also often represent small and individual landlords seeking to evict problem tenants who may be causing financial hardship to our clients in withholding rent.
Litigation Defense is more general defense of our clients in the state court system against various collection actions, including litigation over credit cards, personal loans, business loans, tax debt, medical debt and other obligations.
Our consultations are free, the advice may be invaluable.
Call or e-mail us at firstname.lastname@example.org for a free consultation as to legal options in dealing with overwhelming debt and burdensome financial obligations (631) 271-3737.