Law Offices of Ronald D. Weiss, P.C.
41 N Village Ave, Rockville Centre, NY 11570
Rockville Centre, commonly abbreviated and known as RVC, is an incorporated village located in the southwestern section of the Town of Hempstead.
Rockville Centre has five public elementary schools – The Watson School, The Covert School, The Wilson School, The Hewitt School, and The Riverside School. South Side Middle School and South Side High School are among Long Island’s highly rated public schools. According to www.schooldigger.com, which is based on actual test scores, South Side High School ranks 207th out of 1,207 high schools in New York State. In 2012, South Side High School was ranked #22 by U.S. News & World Report’s Best High Schools, and #2 in the State of New York.
Over the years, there have been many notable people who have either grew up or once lived in RVC, including comedians Howard Stern and Amy Schumer who both attended South Side High School. Amy Schumer also attended the Hebrew school of the Central Synagogue of Nassau County, a Reform synagogue in Rockville Centre.
Rockville Centre is only a hop, skip, and jump away from some of New York’s greatest colleges – with Hofstra University, Adelphi University, Nassau Community College, CUNY York College, CUNY Queensborough Community College, St John’s University, and SUNY College at Old Westbury – all within a 10-mile radius.
With an estimated population of 24,500 people, Rockville Centre’s approximate average household income is $166,000. The average rental costs in recent years is nearly $1,600 per month, and the median house value is just about $652,000 if not, more. Property taxes in Rockville Centre are known to be quite high where it can be equivalent to having a second mortgage, but one that only goes up and never goes away. Riverhead has a poverty rate of approximately 4.56 percent, thus many people in Rockville Centre may need assistance with debt relief, which can include filing for bankruptcy.
At the Law Offices of Ronald D. Weiss, we can explore different options depending on your situation. If your mortgage is in default, we can strive to obtain a mortgage loan modification or if your major debts are credit cards, we may be able to negotiate a fair settlement to help you pay off the balances. However, in many cases, bankruptcy is the best option to help you regain control of your debt situation.
If you’re a resident or business owner in Rockville Centre and are considering filing for bankruptcy because you are drowning in debt and don’t see a way out, call the Law Office of Ronald D. Weiss to discuss your options. Our experienced legal team will be able to help you get a fresh start on life, without trading one creditor for another. For Rockville Centre residents, we have an office conveniently located at 41 N Village Ave, Rockville Centre, NY 11570.
Once you have decided to file for bankruptcy, you must determine which type of bankruptcy will provide the most benefits for you. You will not have to do this alone as the experienced and knowledgeable attorneys will be right by your side to help guide you through every step of your case.
Chapter 7: Filing for Chapter 7 bankruptcy essentially asks the court to help the debtor get a fresh start. However, you must first pass the “means test” so the court can determine whether or not your income is low enough that you would not be able to make structured payments on your debt. During a Chapter 7 bankruptcy, a trustee will be appointed for your case to determine which of your property and assets may be seized and liquidated, with the proceeds going toward certain priority debts.
Chapter 13: Chapter 13 is often filed by individuals in various situations to reorganize and reduce their debt. A Chapter 13 bankruptcy is common in the foreclosure process, including foreclosure sales, and mortgage modification under a “loss mitigation.” Chapter 13 is also used by individuals who do not qualify for Chapter 7 relief because they have incomes that exceed the means test based on their household size.
Chapter 11: A Chapter 11 bankruptcy allows business owners with significant debts to protect themselves from creditors while concentrating on reorganizing affairs. During this type of bankruptcy, debts are restructured but not immediately discharged. The court names the business owner as a “debtor in possession” where they will need to report important information to the court and they need to follow the court’s instructions about strategies to improve finances, shed unnecessary expenses, and negotiate with creditors. A Chapter 11 bankruptcy can be quite complex and confusing, therefore it’s essential to have a Long Island bankruptcy attorney on your side if you are planning to file a Chapter 11 petition in order to keep your business afloat and employees employed.
Sometimes it’s best to start anew, and sometimes you just need help getting on your feet after an unexpected job loss. Whatever the case may be, it’s important to speak with an experienced bankruptcy attorney to know your options. Schedule a free consultation today by calling the Law Office of Ronald D. Weiss at 631-271-3737 or contact us online today. We have an office conveniently located at 41 N Village Ave, Rockville Centre, NY 11570.