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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
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As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
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Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
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The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
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Bohemia, situated in Suffolk County, New York, USA, is a quaint hamlet with a population of 9,852 according to the 2020 census. Nestled along Long Island’s South Shore in the Town of Islip, it offers a serene retreat just 50 miles from the bustling New York City.
Adding to its charm, a section of the Long Island MacArthur Airport falls within Bohemia’s boundaries.
The cultural tapestry of Bohemia is rich and diverse, with many residents tracing their roots to southern Italy, Ireland, and the historic Czech lands, from which the hamlet derives its name. Its population has been steadily growing, fueled in part by migration from western Long Island, Brooklyn, and Queens.
Bohemia boasts the presence of the Connetquot River State Park, a haven for outdoor enthusiasts. Here, the equestrian culture thrives, with ample opportunities for horseback riding. Many homes adjacent to the park feature stables, and it’s a common sight to see locals leisurely strolling with their horses along the town’s picturesque, tree-lined streets.
The Secatogue tribe of the Algonquian peoples were the earliest known inhabitants of what is now Bohemia. Founded in 1855 by Slavic immigrants, Bohemia saw an influx of Europeans seeking a new life. Originating from a mountainous village near Kadaň in present-day Czech Republic, these migrants were part of a wave of Bohemian nationals fleeing Europe’s autocratic rule after the revolutions of 1848. Many resorted to street music for income in New York, where work was scarce. They enriched Long Island’s culture with their Central European folklore, blending it with the region’s existing oral traditions. The town’s early homes, characterized by cross-gable roofs, stand as a testament to their influence.
Bohemia remained a small Czech village for a century until post-World War II development propelled its growth. By its centennial in 1955, the population had reached approximately 3,000. Today, Bohemia is home to around 11,000 residents from diverse backgrounds, marking its evolution into a vibrant community.
Local cigar industry
Slavic immigrants brought their expertise in cigar-making to Bohemia, where the industry thrived. The town once housed numerous cigar factories, supporting many residents. Among them were Albert Kovanda’s factory, situated at the intersection of Lakeland and Smithtown Avenues, and the M. Foster Cigar Factory, found at Ocean Avenue and Church Street. However, with the advent of mechanized production in the 1930s, hand manufacturing became obsolete, leading to the demise of the local cigar industry. Today, no cigar factories remain in Bohemia.
Name change
Over the years, there have been several attempts to rename Bohemia due to concerns that its name was too closely associated with one ethnic group, potentially deterring new residents and businesses. Proposed alternatives included Sayville Heights or North Sayville, in reference to the neighboring town to the south; Lidice, honoring a Czech town devastated by Nazi forces in World War II; and MacArthur, named after the airport constructed in the 1940s (bearing the name of the controversial American General Douglas MacArthur). However, none of these renaming efforts garnered sufficient public support to be officially adopted.

Bohemia is surrounded by Central Islip and Great River to the west, Islandia, Ronkonkoma, and Lake Ronkonkoma to the north, Holbrook to the east, and Oakdale, Sayville, West Sayville, and Bayport to the south.
Climate
The climate of Bohemia features hot, humid summers and generally mild to cool winters. According to the Köppen Climate Classification system, Bohemia falls under the category of humid subtropical climate, abbreviated as “Cfa” on climate maps.

In terms of age distribution, 22.2% of the population was under 18 years old, 6.9% were under 5 years old, and 16.3% were 65 years or older.
The median household income in Bohemia was $108,276, with a per capita income of $44,747. Approximately 7.6% of the population fell below the poverty line.

High School: Connetquot High School, serving grades 9–12
Elementary Schools: Sycamore Avenue School, Edward J. Bosti Elementary, Idle Hour Elementary, and John Pearl Elementary, catering to grades K-5
For grades 6–8, students attend Oakdale-Bohemia Middle School, situated in neighboring Oakdale, New York (formerly known as Oakdale-Bohemia Junior High School). Ronkonkoma Middle School is another option.
Additionally, the Branford Hall Career Institute is located on Johnson Avenue.
The Dellacave Institute for Professional Development, situated on Sycamore Avenue, offers a diverse range of courses tailored for lifelong learners seeking continued professional growth.

Long Island MacArthur Airport, partially situated in Bohemia and neighboring Ronkonkoma, serves as a valuable travel hub for residents of the Greater New York Metropolitan Area and beyond. Offering a convenient alternative to the congestion of John F. Kennedy and LaGuardia Airports, Long Island MacArthur Airport connects travelers to popular destinations such as Orlando, Florida; West Palm Beach, Florida; and Baltimore, Maryland.
Furthermore, Bohemia is just a short drive from the Sayville Ferry Service of the Fire Island National Seashore, granting residents access to some of Long Island’s most pristine and secluded ocean beaches.
Established in 1984, the Bohemia Historical Society (BHS) is committed to safeguarding the rich heritage of the hamlet. This non-profit organization achieves its mission through various educational initiatives, slide presentations, community engagement, newsletters, its website, and a dedicated museum. Officially inaugurated on April 26, 2009, the museum showcases numerous exhibits portraying life in the early stages of Bohemia’s development. It boasts a comprehensive photograph collection and a library housing numerous historical Czech manuscripts. Moreover, the museum building doubles as the society’s meeting venue, fostering a sense of community and shared history among its members.
Covering 3,473 acres of land and water, the Connetquot River State Park Preserve serves as a sanctuary for the conservation and proliferation of game birds, fish, and various wildlife species. The park boasts abundant populations of deer and waterfowl, while also providing habitats for rare nesting birds like the osprey. Additionally, visitors can explore the preserve’s natural wonders, including numerous rare plant species such as trailing arbutus and pyxie moss. With 50 miles of hiking, horseback riding, cross-country skiing, and nature trails, as well as fishing opportunities (by permit only) along the Connetquot River, the preserve offers a plethora of outdoor activities for nature enthusiasts to enjoy.
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