We Represent Residents of Long Island & New York in Bankruptcy, Foreclosure & Modifications
We are attorneys representing residents of Nassau & Suffolk Counties, LI in legal solutions to overwhelming debt and foreclosure.
The Law Office of Ronald D. Weiss. P.C. concentrates in bankruptcy (Chapters 7, 13 & 11), foreclosure defense litigation, and mortgage loan modification solutions. We are located on Route 110, on the border of Nassau County & Suffolk County, in Melville, Long Island, NY. Since our founding in 1993, our law firm has represented many individuals and businesses experiencing financial hardship and mortgage difficulties in the greater Long Island and New York areas.
Our present staff is composed of: three (3) attorneys, Ronald D. Weiss, Esq., Stamatina P. Poulos, Esq. and Lawrence Natalie, Esq. and five (5) legal assistants. Our attorneys and legal assistants are all highly experienced, compassionate, and dedicated to helping our clients during periods of financial hardship.
We specialize in in the following areas:
Bankruptcy Solutions utilize federal bankruptcy laws and courts to immediately protect individuals and businesses from their creditors and to eliminate debt in Chapter 7 or to reorganize debt under both Chapter 13 (primarily used for individuals) and Chapter 11 (primarily used by businesses). We often use Bankruptcy Solutions when our clients are overwhelmed by unsecured debts such as credit cards, medical bills and personal loans and/or need time to cure secured debts such as mortgage and car loan arrears. The automatic stay, which stops all creditor activities including bank restraints, garnishments, and foreclosure sales goes into effect immediately upon the filing of a bankruptcy case. Bankruptcy Solutions are often the most certain and efficient method to resolve problematic debt and to eventually restore our client’s financial well-being and credit.
Foreclosure Solutions utilize the laws and courts of the State of New York to engage in Foreclosure Defense which protects a client and their home from foreclosure litigation by their mortgage holder through answers, discovery, conferences, and opposition to motions. Orders to Show Cause give our clients emergency relief in the state court system. We also often use Bankruptcy as a Foreclosure Solution, to immediately stop foreclosure sales and other litigation against our client where our client can potentially cure their debt over time. Foreclosure Solutions are intended to provide our clients with time and leverage in their foreclosure situation so as to give our clients a greater likelihood of resolving their mortgage difficulties.
Modification & Negotiation Solutions are direct negotiations with a client’s creditors to reduce and extend debts such as mortgage debt, credit card debt and tax debt. Mortgage Modifications allow us to resolve our client’s mortgage loan arrears while seeking to restructure the note to allow for improved payment terms. Other methods of mortgage negotiations involve Short Sales and Voluntary Sales and Refinancing to Stop Foreclosure, which allow a homeowner to engage in an agreed upon “short payoff” to the lender. Credit Card Settlements are negotiated agreements with the client’s unsecured creditors to give a drastically reduced lump sum to settle past due credit card debt. Modification and Negotiation Solutions are intended to give our clients a negotiating advantage which drastically improves their chances of obtaining a satisfactory modification agreement or other negotiated settlement with their creditors.
Landlord-Tenant Defense is usually in the local Landlord Tenant Courts and is often necessary if a house is lost to foreclosure and more time is needed by the former homeowner before they need to vacate the house. Also, commercial tenants often are in need of representation where they are struggling to avoid eviction.
Litigation Defense is more general defense of our clients in the state court system against various collection actions, including litigation over credit cards, personal loans, business loans and other obligations.
In Suffolk County, NY our attorneys represent residents of the following towns with foreclosure, modification and bankruptcy services: Huntington, Islip, Smithtown, Brookhaven, Babylon, East Hampton, Southampton, Southold, Riverhead, and Shelter Island. In Nassau County, NY our lawyers help clients living in the following towns with foreclosure, modification and bankruptcy representation : Oyster Bay, Glen Cove, Hempstead, North Hempstead, and Long Beach.
Please call us at (631) 479-2455, or e-mail us at firstname.lastname@example.org for a free consultation to discuss such legal options in greater detail.