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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
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As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
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As per the 2010 United States Census, Jackson Heights is home to approximately 108,152 individuals. Interestingly, the area that Jackson Heights now occupies was once a sprawling marsh called Trains Meadow. However, in 1909, Edward A. MacDougall’s Queensboro Corporation purchased 325 acres of undeveloped land and farms in the area.
The Queensboro Corporation decided to name this land Jackson Heights in honor of John C. Jackson, a descendant of one of Queens’ original families and a highly esteemed entrepreneur in the region. Transit infrastructure played a crucial role in the subsequent development of Jackson Heights, leading to the proliferation of “garden apartments” and “garden homes” in the area. However, by the 1960s, a demographic shift occurred as white middle-class families began relocating to the suburbs, while nonwhite residents started moving into Jackson Heights.

From colonial times until the 1900s, the region currently recognized as Jackson Heights was an expansive marsh known as Trains Meadow. As urbanization surged at the turn of the century, New York City faced housing shortages and urban sprawl. In response, in 1909, Edward A. MacDougall’s Queensboro Corporation acquired 325 acres (132 hectares) of undeveloped land and farmland. They bestowed upon this land the name Jackson Heights, in honor of John C. Jackson, a descendant of one of Queens’ original families and a highly regarded entrepreneur in Queens County.
Development
Jackson Heights was envisioned as a meticulously planned community tailored for middle- to upper-middle-income individuals seeking refuge from the congestion of Manhattan. Drawing inspiration from Sir Ebenezer Howard’s garden city movement, it was meticulously designed by Edward MacDougall’s Queensboro Corporation in 1916 and began to attract residents following the introduction of the Flushing Line in 1917. The Queensboro Corporation introduced the term “garden apartment” to convey the idea of apartments clustered around private parks. Despite providing land for churches, the apartments were initially reserved exclusively for White Anglo-Saxon Protestants, effectively excluding Jews, Blacks, and possibly Greeks and Italians.

Most of the original neighborhood, characterized by the garden city apartment buildings, has been designated as a National Register Historic District and a New York State Historic Register District. The Jackson Heights New York State and National Register Districts span from 93rd Street through 69th Street between Northern Boulevard and Roosevelt Avenue. However, some properties along Northern Boulevard and Roosevelt Avenue, as well as certain “cut-outs,” fall outside the Register Districts. The national historic district, known as the Jackson Heights Historic District, encompasses 2,203 contributing buildings, 19 contributing sites, and three contributing objects. Among the landmarked buildings, over 200 original Queensboro Corporation apartment buildings still stand in Jackson Heights. This district was officially listed on the National Register of Historic Places in 1999.
Business district
The primary retail hub stretches along 37th Avenue from 72nd Street to Junction Boulevard, with additional retail options on 73rd, 74th, and 82nd streets between 37th and Roosevelt avenues. Along 74th Street and its vicinity, there’s a notable concentration of stores and restaurants catering to the large population from the Indian subcontinent, offering sari and jewelry shops, Indian and Bengali music and movie retailers, as well as numerous dining establishments. Meanwhile, 37th Avenue hosts a diverse array of retailers, including many grocery stores, while 82nd Street features several national chain stores housed in Tudor-style buildings within the Jackson Heights Historic District. Moving towards Northern Boulevard, from 80th Street eastward to the border of neighboring Corona at Junction Boulevard, one can find a prevalence of South American retailers and eateries, particularly from Colombia and Peru. Roosevelt Avenue also boasts a variety of predominantly Hispanic retail stores.

The broader Queens Community District 3, which encompasses Jackson Heights along with East Elmhurst and North Corona, had a total population of 179,844 as of NYC Health’s 2018 Community Health Profile, boasting an average life expectancy of 84.7 years. This figure surpasses the median life expectancy of 81.2 for all New York City neighborhoods. The demographic distribution indicates that a majority of residents are middle-aged adults and youth, with 22% falling within the 0–17 age bracket, 32% between 25 and 44, and 24% between 45 and 64. The proportion of college-aged and elderly residents was lower, at 9% and 12% respectively.


However, recent renovations completed in October 2020 have transformed the landscape of Travers Park. Much of the previous sports space has been replaced with expansive lawns and seating areas, altering the park’s layout and ambiance.
Before these renovations, the P.S. 69 school yard was another popular spot for sports enthusiasts. It featured baseball fields, a stickball field, a handball court, and three tennis courts. Con Edison even sponsored summer tennis camps at P.S. 69’s school yard from 1982 to 1992. However, changes came in 1998 when P.S. 69 constructed an annex to accommodate the growing population of children in Jackson Heights, leading to the removal of public access to the school yard.
In a bid to enhance public access to recreational spaces, then-Mayor Michael Bloomberg and other city officials inaugurated the 200th “Schoolyard to Playground” initiative at P.S. 69 on November 30, 2011. This initiative, part of the broader PlaNYC program, aims to ensure that all New Yorkers have easy access to parks or playgrounds within a 10-minute walk of their residences by repurposing schoolyards into community playgrounds.

Compared to the 1990s, the 115th Precinct has witnessed a substantial decrease in crime across all categories, with a reduction of 85% between 1990 and 2019. In 2019, the precinct reported 11 murders, 42 rapes, 246 robberies, 344 felony assaults, 125 burglaries, 520 grand larcenies, and 128 grand larcenies auto. These figures reflect the ongoing efforts of law enforcement to ensure the safety and security of the Jackson Heights community.


The concentration of fine particulate matter, the deadliest type of air pollutant, in Jackson Heights is 0.0073 milligrams per cubic meter (7.3×10−9 oz/cu ft), which is lower than the city average. Thirteen percent of Jackson Heights residents are smokers, slightly lower than the city average of 14%. In terms of health conditions, 20% of residents are obese, 13% are diabetic, and 29% have high blood pressure—compared to the citywide averages of 20%, 14%, and 24%, respectively. Additionally, 26% of children in Jackson Heights are obese, compared to the citywide average of 20%.

The percentage of Jackson Heights students excelling in math rose from 41% in 2000 to 65% in 2011, and reading achievement rose from 46% to 49% during the same time period.
Jackson Heights’s rate of elementary school student absenteeism is lower than the rest of New York City, with 12% of elementary school students missing 20 or more days per school year, compared to the citywide average of 20%. Additionally, 78% of high school students in Jackson Heights graduate on time, exceeding the citywide average of 75%.

Reverend Austin Armistead, who led the church from 1974 to 1995, played a pivotal role in spearheading its transformation. Under his leadership, the church embraced racial and cultural diversity, marking a significant departure from its earlier homogeneity. Armistead’s vision involved aligning the church with the demographics of the neighborhood, leading to the introduction of services in different languages and the establishment of four distinct ministries. Additionally, the church served as a unifying space for various community groups, ranging from ethnic associations to LGBTQ organizations and nonprofits like the Jackson Heights Beautification Group.
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