Why do I need an Attorney for my Long Island Bankruptcy?

If you are considering filing for bankruptcy, you have likely considered whether to consult with an attorney. At The Law Office of Ronald D. Weiss, P.C. in Mehlville, New York, we offer free, no-obligation consultations, so it never hurts to call us at 631-271-3737 for a case evaluation.
Many people may be tempted to try to cut costs by attempting to handle their bankruptcy case on their own, however there are many reasons why it is always wise to seek representation from an experienced lawyer.
Help you evaluate your options. Bankruptcy is not necessarily right for everyone who has financial problems. An attorney can help you explore other options to pay down your debts that may be available to you. Lawyers are bound by strict ethical rules, so a quality lawyer should always have your best interests in mind and never push you into an unnecessary bankruptcy.
Determine which type of bankruptcy filing is appropriate for you. Whether you file bankruptcy under Chapter 7, Chapter 11, or Chapter 13 of the United States Bankruptcy Code depends on many factors, including your income, your assets, whether you own a business, and more. An attorney can evaluate these factors to guide you in the right direction.
Make sure all procedures are properly followed. Bankruptcy laws and procedures can be very complicated. Certain mistakes in completing or filing documents can result in delays, disqualification from certain types of bankruptcy, or denial of your bankruptcy by the court. In some situations, mistakes may even lead to allegations of bankruptcy fraud. An attorney who is familiar with all federal and New York bankruptcy laws can make sure all procedures are followed correctly.
Represent you in court. Court proceedings also have particular rules that must be followed of which an attorney will be aware. Additionally, bankruptcy attorneys know how to argue against creditor challenges if necessary to make sure you receive the best outcome possible.
Assist with any issues that arise post-bankruptcy. Simply because your bankruptcy has been finalized and the court has ordered your debts discharged does not mean that every creditor will leave you alone. Though collection of discharged debts is against the law, some creditors may continue with collection attempts or may continue reporting your debts as unpaid. An attorney can help remedy such a situation with the courts.