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Bankruptcy Solutions

The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.

Foreclosure Solutions

As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.

Debt Negotiations & Settlements

Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.

Mortgage Loan Modifications

The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options

Credit Card Solutions

For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.

Debtor Litigation Defense

Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.

Landlord Tenant Solutions

Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.

Distressed Real Estate

A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.

Student Loan Solutions

In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans

Tax Debt Solutions

Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.

Baldwin is a town in the United States state of New York’s Chemung County. 818 people were counted in the population in 2020. Two of the area’s original settlers, Thomas and Waterman Baldwin, are honored in the town’s name. The town lies to Elmira’s east. The Elmira Metropolitan Statistical Area includes it.

Although hunters and trappers most certainly traveled through the region in the past, Baldwin was first established in 1813, with Charles and Warren Granger recognized as the region’s first white residents. The brothers established their roots in what would eventually become North Chemung, then known as “Hammond Corners”. The journey to their new residence would have been challenging because of the dense, uninhabited forest, ravines, and swamps covered in dense underbrush.

Henry Tice arrived in Hammond Corners with his family in 1815, shortly after the Granger brothers, from Ulster County in downstate New York. Jason Hammond and his five sons, Elisha, James, Robert, David, and Cornelius, arrived in 1815 as well. Many more New England families arrived in the years that followed, including Peter McCumber, for whom the neighborhood known as “McCumber Corners” is called. The Whitakers, Collisions, Browns, Elstons, Drakes, and numerous more families were among the others. Many of these families still maintain close ties to or reside in the area.

In 1818, the first church organization was established, and worship sessions were conducted in the homes of individual members. The community’s first church serving all religions wasn’t constructed until 1852.

Situated in the southeast of Chemung County is the town of Baldwin. The towns of Erin and Van Etten border it on the north, Barton in Tioga County to the east, Chemung to the south and east, and Elmira to the west. It is the second-smallest town in the county. The hamlets of North Chemung and Hicks are the primary areas of population. North Chemung is closer to the center of the town, while Hicks is situated in its far northeastern section.

The town is 25.8 square miles (66.7 km2) in total, of which 0.019 square miles (0.05 km2), or 0.08%, is made up of water, according to the US Census Bureau. The Chemung River, a tributary of the Susquehanna River, receives the majority of the town’s land runoff. The town’s center and northwest are drained by Baldwin Creek, the northeastern area surrounding Hicks is drained by Wynkoop Creek, and the southern portion of the town is drained by smaller creeks that go into the Chemung River. The town’s easternmost point empties into Cayuta Creek, which is a Susquehanna tributary.

North Chemung, which is situated on level ground between steep hills, is extremely vulnerable to weather variations and was dubbed “The Icebox of Chemung County” at one point due to its significantly colder winters than other parts of the county.

The town has 853 residents, 334 homes, and 254 families as of the 2000 census. There were 33.1 people per square mile (12.8/km2) in the population. At an average density of 14.1 per square mile (5.4/km2), there were 362 dwelling units. With 0.82% African American, 0.47% Native American, 0.23% Asian, and 1.17% from two or more races, the town’s racial composition was 97.30% White. Latino or Hispanic, regardless of race, made up 0.23% of the population.

There were 334 houses, of which 27.5% included children under the age of 18, 62.9% consisted of married couples, 7.5% included a female householder living alone, and 23.7% did not include a family. Individuals made up 20.7% of all households, and 7.2% of them had a single person 65 years of age or older. 2.89 was the average family size and 2.55, respectively, was the average household size.

The population of the town was dispersed, with 6.4% of people between the ages of 18 and 24, 29.2% of people between the ages of 25 and 44, 28.0% of people between the ages of 45 and 64, and 12.9% of people 65 and over. It was 40 years old on average.

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