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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
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As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
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The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
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Originally, “Bath Beach” referred specifically to the beach resort, which was part of the larger community of Bath, New York. Over time, Bath and Bath Beach became synonymous. The neighborhood saw a population increase in the late 1863 when steam dummy railroad service connected it to Brooklyn’s horsecar system terminal in Sunset Park.
Named after the English spa town of Bath, Somerset, Bath Beach was initially developed as a recreational retreat for affluent families. It even had its own amusement park, despite being close to Coney Island. However, the actual beach disappeared during the mid-20th century when it was paved over to construct the Shore Parkway.
Today, the neighborhood no longer features a beach, as it was replaced by the Shore Parkway. However, a promenade was built on the northwestern half, providing residents access to a sea wall. The southwestern half was filled in with land excavated during the construction of the Shore Parkway, creating space for Bensonhurst Park and the Ceasar’s Bay shopping center.

The neighborhood features a mix of small mom-and-pop businesses alongside chain stores, with many concentrated at the Ceasar’s Bay Shopping Center at the end of Bay Parkway and along 86th Street.
According to data from the 2020 United States Census, Bath Beach had a population of 33,070 residents. Covering an area of 480.37 acres, the neighborhood had a population density of 62.3 inhabitants per acre. The racial makeup of Bath Beach was diverse, with 41% Asian American, 40% White, 1.3% African American, and 14.2% Hispanic or Latino of any race.

The one-way northeast/southwest cross-streets are numbered, with the word “Bay” attached to distinguish them from other numbering systems elsewhere in the borough. These streets range from Bay 7th Street in the northwest to Bay 54th Street in the southeast. Every third “Bay” numbered street is replaced with a two-way numbered avenue, running from 14th Avenue in the northwest to 28th Avenue in the southeast (except for what would be 22nd Avenue, which is called Bay Parkway).
These avenues, along with 86th Street, are part of the larger grid of avenues and streets encompassing other neighborhoods to the north and west, including the former Towns of Gravesend, New Utrecht, and Brooklyn. The Belt Parkway runs on the shorefront north of Bay Parkway and is close to the shorefront south of Bay Parkway.

In 2016, the commercial strip along 86th Street was used again for the filming of the music video “Go Robot” by the Red Hot Chili Peppers. Additionally, the film “John Wick: Chapter 3 – Parabellum” features a scene with the main character on horseback along 86th Street, adding to the neighborhood’s cinematic legacy.
The NYPD’s 62nd Precinct is situated at 1925 Bath Avenue.
In 2010, the 62nd Precinct ranked as the 4th safest out of 69 patrol areas for per-capita crime. Historically, Bensonhurst has maintained lower crime rates compared to other neighborhoods in Brooklyn, although its predominantly White and Asian population has occasionally been targeted in racially-motivated crimes, such as the tragic murder of Yusef Hawkins in 1989.
As of 2018, Bensonhurst’s rate of violent crimes per capita, with a non-fatal assault rate of 23 per 100,000 people, is lower than that of the city overall. Additionally, the precinct’s incarceration rate of 152 per 100,000 people is also lower than the citywide rate.
Crime rates in the precinct have decreased significantly since the 1990s, with a reduction of 87.4% across all categories between 1990 and 2018. In 2018, the precinct reported 2 murders, 20 rapes, 120 robberies, 148 felony assaults, 178 burglaries, 482 grand larcenies, and 67 grand larcenies auto.
As of 2018, Bensonhurst exhibits lower rates of preterm births and births to teenage mothers compared to other areas citywide. In Bensonhurst, there were 84 preterm births per 1,000 live births (compared to 87 per 1,000 citywide), and 12.5 births to teenage mothers per 1,000 live births (compared to 19.3 per 1,000 citywide).
Despite this, Bensonhurst has a notable population of residents who are uninsured or receive healthcare through Medicaid, with an estimated 13% being uninsured in 2018, slightly higher than the citywide rate of 12%.
The concentration of fine particulate matter, a dangerous air pollutant, in Bensonhurst is lower than the citywide and boroughwide averages. However, 16% of Bensonhurst residents are smokers, higher than the city average of 14%.
Health indicators in Bensonhurst also show mixed results. While 21% of residents are obese, which is slightly lower than the citywide average of 24%, 12% are diabetic, and 16% have high blood pressure, compared to the citywide averages of 11% and 28% respectively. Additionally, 14% of local children are obese, compared to the citywide average of 20%.
Encouragingly, 90% of Bensonhurst residents consume fruits and vegetables daily, slightly higher than the city’s average of 87%. However, only 65% of residents describe their health as “good”, “very good”, or “excellent”, which is lower than the city’s average of 78%.
In terms of access to healthy food options, Bensonhurst has a higher ratio of bodegas to supermarkets compared to the city average, with 27 bodegas for every supermarket.
While Bensonhurst itself does not have hospitals, nearby neighborhoods like Coney Island Hospital, NYU Langone Hospital – Brooklyn, and Maimonides Medical Center serve the area.
In Bensonhurst, the proportion of college-educated residents tends to be lower compared to the rest of the city as of 2018. Approximately 36% of residents aged 25 and older hold a college education or higher, while 26% have less than a high school education, and 38% are high school graduates or have completed some college education. This contrasts with the citywide statistics, where 40% of Brooklynites and 38% of city residents possess a college education or higher.
However, there has been a notable improvement in math achievement among Bensonhurst students over time. The percentage of students excelling in math increased from 50% in 2000 to 71% in 2011, while reading achievement remained steady at 52% during the same period.
Moreover, Bensonhurst demonstrates lower rates of elementary school student absenteeism compared to the rest of New York City. Only 12% of elementary school students in Bensonhurst missed twenty or more days per school year, in contrast to the citywide average of 20% of students.
Additionally, Bensonhurst boasts a high on-time graduation rate among high school students, with 85% graduating on time, surpassing the citywide average of 75%.
The neighborhood benefits from excellent access to the New York City Subway system. The D train, operating on the BMT West End Line above 86th Street, offers a direct route to Grand Street in Manhattan, providing a convenient connection for commuters. Additionally, the N and W trains, running on the BMT Sea Beach Line near 63rd Street, provide direct access to Canal Street in Manhattan. This accessibility is particularly advantageous for the growing Chinese population in Bensonhurst, offering easy commutes into Manhattan’s Chinatown.
Furthermore, the Sea Beach Line includes a station at Eighth Avenue in Brooklyn’s Sunset Park Chinatown, with a transfer option to the West End Line available at New Utrecht Avenue / 62nd Street. Moreover, the IND Culver Line along McDonald Avenue, serving the F and F trains, traverses the northeastern end of Bensonhurst between the Bay Parkway and Kings Highway stations, enhancing transportation options for residents in the area.
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