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Long Island Bankruptcy & Foreclosure

Flatlands Brooklyn

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Practice Areas

Bankruptcy Solutions 

The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.

Foreclosure Solutions 

As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.

Debt Negotiations & Settlements 

Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.

Mortgage Loan Modifications 

The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options

Credit Card Solutions 

For consumers, credit card debt and other unsecured personal loans are the most common types of debt. There are a few legal options for handling credit card debt, including the following: Litigation, bankruptcy, and/or negotiated settlements are the three options.

Debtor Litigation Defense 

Many of The Law Office of Ronald D. Weiss, P.C.’s clients face the possibility of litigation or collection activities from their creditors because they are accused of having debt that they are unable to pay or because they contest the existence, amount, or obligation of the debt.

Landlord Tenant Solutions

Landlord-Tenant Law is one of our firm’s areas of expertise; we defend landlords and tenants in a variety of legal proceedings before the Landlord-Tenant Court and the New York Supreme Court. When it comes to eviction and/or collecting large amounts of past due rent.

Distressed Real Estate 

A. Pre-Contract When a seller (the “Seller”) sells real estate to a buyer (the “Buyer”), there are usually a number of important steps involved. A seller will first list their property on the market for sale. A real estate broker is frequently hired by the seller to help locate possible buyers for their property.

Student Loan Solutions

In this world nothing can be said to be certain, except death and taxes,” as Benjamin Franklin famously said. This phrase has recently been amended by popular opinion to include student loans. Since most jobs these days require a bachelor’s degree, the amount of debt that Americans owe on their student loans

Tax Debt Solutions 

Many people have trouble keeping up with their tax payments to the New York State Department of Taxation and Finance (“NYS”), which includes sales taxes, income taxes, payroll taxes, and other state taxes, as well as the U.S. Internal Revenue Service (the “IRS”), which includes individual income taxes.

Table of Contents

  • WELCOME: Flatlands, Brooklyn

Flatlands is situated in the southeast part of Brooklyn, New York City. Its current borders are roughly defined by the Bay Ridge Branch to the north, Avenue U to the south, Ralph Avenue to the east, and Flatbush Avenue to the southwest.

Originally an independent town, Flatlands was incorporated into the City of Brooklyn in 1896.

Within Brooklyn, Flatlands falls under Community District 18, with its primary ZIP Code being 11234. It is patrolled by the 63rd Precinct of the New York City Police Department and is politically represented by the New York City Council’s 45th and 46th Districts.

  • History

Flatlands, originally known as Nieuw Amersfoort after the Dutch city of Amersfoort, was established as a farming community in 1636. Wolfert Gerritse Van Couwenhoven and Andries Hudde purchased 15,000 acres of land, centered on what is now the intersection of Kings Highway and Flatbush Avenue.

This land was purportedly bought from the Native Lenape people, who had inhabited the area near Jamaica Bay for centuries. However, it’s doubtful that the Lenape leaders, who didn’t subscribe to the concept of land ownership, fully understood the terms of the agreement. Rather, leaders like Sachem Penhawitz likely believed they were negotiating land usage agreements. Disagreements arose with wealthy Dutch landowners, leading to conflict that nearly wiped out the once-powerful Canarsee tribe of the Lenape within two generations, exacerbated by clashes with Europeans, other tribes, and diseases.

Flatlands was granted local rule in 1661 by Peter Stuyvesant, becoming one of the five Dutch Towns on Long Island.

Despite its early establishment, Flatlands saw slow growth due to the lack of a transit system or roads connecting it to other parts of Brooklyn. It was eventually annexed by the city of Brooklyn in 1896. At the time, the area included several small islands in Jamaica Bay, such as Mill Island, Bergen Island, and Barren Island.

  • Demographics

Based on data from the 2010 United States Census, the population of Flatlands was 64,762, which was a decrease of 1,964 (2.9%) from the 66,726 counted in 2000. Covering an area of 1,249.32 acres (505.58 ha), the neighborhood had a population density of 51.8 inhabitants per acre (33,200/sq mi; 12,800/km2).

The racial makeup of the neighborhood was as follows: 18.2% (11,793) White, 66.3% (42,935) African American, 0.2% (158) Native American, 4.0% (2,577) Asian, 0.0% (16) Pacific Islander, 0.5% (334) from other races, and 1.8% (1,196) from two or more races. Hispanic or Latino of any race were 8.9% (5,753) of the population.

In Community District 18, which includes Canarsie and Flatlands, there were 165,543 inhabitants as of NYC Health’s 2018 Community Health Profile, with an average life expectancy of 82.0 years. Most inhabitants are middle-aged adults and youth: 25% are between the ages of 0–17, 29% between 25 and 44, and 24% between 45 and 64. The ratio of college-aged and elderly residents was lower, at 9% and 13% respectively.

As of 2016, the median household income in Community District 18 was $76,647. In 2018, an estimated 15% of residents lived in poverty, with 9% unemployed. Rent burden, or the percentage of residents who have difficulty paying their rent, is 50%, which is lower than the citywide and boroughwide rates. As of 2018, Community District 18 is considered to be high-income relative to the rest of the city and not gentrifying.

According to the 2020 census data from the New York City Department of City Planning, there were over 40,000 Black residents, with White and Hispanic populations each ranging between 5,000 to 9,999 residents, and the Asian population was less than 5,000.

  • Police and crime

Flatlands is patrolled by the New York City Police Department’s 63rd Precinct, which also covers Marine Park, Mill Basin, and Bergen Beach. In 2010, the 63rd Precinct ranked 31st safest out of 69 patrol areas for per-capita crime.

As of 2018, Community District 18, which includes Flatlands, had a non-fatal assault rate of 46 per 100,000 people, lower than the citywide average. The incarceration rate of 380 per 100,000 people is also lower than that of the city as a whole.

The 63rd Precinct has seen a decrease in crime rates compared to the 1990s, with crimes across all categories dropping by 82.7% between 1990 and 2022. In 2022, the precinct reported 1 murder, 10 rapes, 114 robberies, 170 felony assaults, 119 burglaries, 537 grand larcenies, and 135 grand larcenies auto.

  • Health

In Community District 18, preterm births are slightly more common compared to other places citywide, with 89 preterm births per 1,000 live births compared to 87 per 1,000 citywide. However, births to teenage mothers are less common, with 11.6 births per 1,000 live births compared to 19.3 per 1,000 citywide.

The district has a relatively low population of residents who are uninsured or receive healthcare through Medicaid, estimated at 21% in 2018, higher than the citywide rate of 12%.

The concentration of fine particulate matter, the deadliest type of air pollutant, is lower in Community District 18 compared to citywide and boroughwide averages. Fifteen percent of residents are smokers, slightly higher than the city average.

In terms of health conditions, 30% of residents are obese, 14% are diabetic, and 37% have high blood pressure, compared to citywide averages of 24%, 11%, and 28%, respectively. Additionally, 21% of children are obese, compared to the citywide average of 20%.

Eighty-one percent of residents eat some fruits and vegetables every day, lower than the city’s average of 87%. In 2018, 77% of residents described their health as “good”, “very good”, or “excellent”, slightly less than the city’s average of 78%. There is also a higher ratio of bodegas to supermarkets in Community District 18, with nine bodegas for every supermarket.

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