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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
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As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
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Originally, Gravesend was one of the original towns in the Dutch colony of New Netherland. After the English gained control, it became one of the six original towns of Kings County in colonial New York. Notably, Gravesend was the sole English chartered town in what later became Kings County, and it stands out as one of the first towns established by a woman, Lady Deborah Moody. The Town of Gravesend covered an area of 7,000 acres (2,800 ha) in southern Kings County, which included the entirety of Coney Island. It was incorporated into the City of Brooklyn in 1894.
Presently, the neighborhood is within the jurisdiction of both Brooklyn Community Board 11 and Brooklyn Community Board 13. According to the 2010 census, Gravesend had a population of 29,436 residents.

Southwest of the neighborhood lies Calvert Vaux Park, previously known as Dreier Offerman Park.
White Sands
South of Shore Parkway and north of Coney Island Creek, there is an area known as White Sands. Originally, White Sands comprised several short, dead-end streets with no through-routes within the neighborhood. Presently, it consists of two blocks of residences and a Home Depot location.
The name “White Sands” originates from the white sand that once covered the shore and the mouth of Coney Island Creek. Initially, the neighborhood saw the construction of bungalows raised on stilts above the sand. However, as development gradually advanced, much of the sand was removed and replaced with landfill. In 1993, Home Depot expressed interest in White Sands as the site for a new store, given its proximity to the heavily-trafficked Cropsey Avenue and Shore Parkway. By 2000, Home Depot had acquired roughly two-thirds of the properties in White Sands, and by 2002, the acquired properties had been demolished to make way for the construction of a new Home Depot location.
Early history
The island and its surroundings were initially inhabited by bands of Lenape, an Algonquian-speaking tribe occupying territory along both sides of Long Island Sound, as well as coastal areas from present-day New Jersey down to Delaware. The first known European to set foot in the area that would later become Gravesend was Henry Hudson, whose ship, the Half Moon, landed at Coney Island in the fall of 1609. The Dutch laid claim to this land as part of their New Netherland Colony.
Gravesend stands out as the only colonial town founded by a woman, Lady Deborah Moody. In 1643, Governor General Willem Kieft granted her and a group of English settlers a land patent on December 19, 1645. Moody, along with John Tilton and his wife Mary Pearsall Tilton, arrived in Gravesend after choosing excommunication following religious persecution in Lynn, Massachusetts. Moody and Mary Tilton had faced trial due to their Anabaptist beliefs, accused of spreading religious dissent in the Puritan colony. Kieft aimed to recruit settlers to secure this land taken from the Lenape. Although clashes continued, the town organization was not finalized until 1645. The signed town charter and grant were among the first awarded to a woman in the New World. John Tilton became the first town clerk of Gravesend and owned part of what later became Coney Island. Moody, the Tiltons, and other early English settlers were known to have paid the Lenape for their land. Another notable early settler was Anthony Janszoon van Salee.
The Town of Gravesend comprised 7,000 acres (2,800 ha) in southern Kings County, including the entire island of Coney Island, initially serving as the town’s common lands on the Atlantic Ocean. It was divided, like the town itself, into 41 parcels for the original patentees. Upon its initial layout, almost half of the area comprised salt marsh wetlands and sandhill dunes along the shore of Gravesend Bay. It was among the earliest planned communities in America, consisting of a 16-acre (6.5 ha) square enclosed by a 20-foot-high wooden palisade. The town was intersected by two main roads, Gravesend Road (now McDonald Avenue) running from north to south, and Gravesend Neck Road, running from east to west. These roads divided the town into four quadrants, each further subdivided into ten plots of land. This original town grid can still be observed on maps and aerial photographs of the area. At the town’s center, where the two main roads met, a town hall was constructed where monthly town meetings were held.

In terms of racial composition, the neighborhood was predominantly White, accounting for 52.8% of the population. Asians comprised 21.2%, African Americans 8.4%, while other races made up smaller percentages. Hispanic or Latino residents of any race constituted 16.0% of the population.
According to the 2020 census data from NYC Dept. Of City Planning, different sections of Gravesend showed varying demographic compositions. West Gravesend had a substantial White and Asian population, each ranging from 20,000 to 29,999 residents, with Hispanic residents numbering between 5,000 and 9,999. South Gravesend had fewer White residents but a comparable number of Asian residents, while both the Hispanic and Black populations were under 5000 residents. East Gravesend, overlapping with Homecrest, had a higher proportion of White residents, ranging from 30,000 to 39,999, with Hispanic and Asian residents each numbering between 5,000 and 9,999.
Additionally, the Marlboro Houses, an affordable housing NYCHA development situated on the border of Gravesend and Coney Island, housed a significant concentration of Black residents, although there were also Asian and Hispanic residents within the development.
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