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The purpose of federal bankruptcy legislation, sometimes known as Title 11 of the United States Code or the “Bankruptcy Code,” is to provide an opportunity for financial reorganization or a fresh start for legitimate debtors who are unable to fulfill their obligations.
Foreclosure Solutions
As you are undoubtedly aware, many homeowners are in arrears on their mortgages as a result of the 2020 recession brought on by the coronavirus. At first, most lenders had been understanding and would have granted a brief suspension of the late payments.
Debt Negotiations & Settlements
Clients regularly hire the Law Office of Ronald D. Weiss, P.C. to represent them in negotiations with banks, mortgage holders, credit card issuers, auto financing providers, landlords, tax authorities, and other creditors.
Mortgage Loan Modifications
The most common strategy used by our firm to prevent a house in severe mortgage arrears from going into foreclosure is a mortgage modification. Mortgage modification and other potential Retention Options are the potential goals of most homeowners in foreclosure because most people experiencing serious hardships with their mortgages are looking for “Retention Options
Credit Card Solutions

Debtor Litigation Defense

Landlord Tenant Solutions

Distressed Real Estate

Student Loan Solutions

Tax Debt Solutions

St. James is a US census-designated place (CDP) and hamlet located in Suffolk County, New York. 13,487 people were living in the CDP as of the 2020 census. Situated on Long Island’s North Shore, St. James is a component of the Town of Smithtown. That is 11780 in ZIP code.

The oldest general shop still in operation in the country is reportedly the St. James General shop, which is situated on Moriches Road. As part of the Saint James District, it was one of several historic buildings that were added to the National Register of Historic Places in 1973.
North Country Road, also known as New York State Route 25A, is home to a number of beautiful 19th-century buildings. Saint James Episcopal Church is one of them; it was from this church that the hamlet got its name in the 1850s. St. James Rail Road Station opened its doors in 1873. The historic station-house is the second-oldest on the Long Island Rail Road, despite its little size.

The CDP is all land, with a total area of 4.5 square miles (12 km2), according to the US Census Bureau. The Village of Head of the Harbor and Stony Brook Harbor are located to the hamlet’s north.
East of the Smithtown hamlet, in the eastern section of the town, is where you’ll find St. James. The main campus of Stony Brook University, a significant public research university, is located just east of St. James.
About fifteen minutes separate it from Port Jefferson. This makes it possible to quickly reach the Bridgeport & Port Jefferson Ferry, which provides travel to New England by way of the Long Island Sound without having to deal with the traffic in New York City.
13,268 people, 4,555 households, and 3,466 families were living in the CDP as of the 2000 census. There were 2,924.6 people per square mile (1,129.2/km2) in the population. At an average density of 1,030.3 per square mile (397.8/km2), there were 4,674 dwelling units. 0.27% African American, 0.05% Native American, 1.24% Asian, 0.01% Pacific Islander, 0.55% from other races, and 0.52% from two or more races made up the racial composition of the CDP, which was 97.36% White. 3.45% of people identified as Hispanic or Latino, regardless of race.
There were 4,555 homes, of which 36.6% included children under the age of 18, 66.5% consisted of married couples living together, 7.2% included a female householder living alone, and 23.9% did not belong to a family. Individuals made up 20.6% of all households, and 13.3% of them included a single person 65 years of age or older. 3.27 was the average family size while 2.81 was the average household size.
Within the CDP, the population was distributed as follows: 5.0% was under 18, 25.9% was between 18 and 24, 29.8% was between 25 and 44, 21.2% was between 45 and 64, and 18.1% was 65 years of age or older. It was 39 years old on average. There were 88.4 men for every 100 females. There were 82.6 males for every 100 girls over the age of 18.
In the CDP, the median income for a family was $82,291 and the median income for a household was $71,144. The median salary for men was $59,018 while it was $38,103 for women. In the CDP, the per capita income was $29,643. 2.6% of people and 1.6% of households, including 2.2% of those over 65 and 1.8% of people under the age of 18, lived in poverty.
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